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USA Guide 2022
USA - Nationwide Financial Services Regulation
1
Band 1

3 Ranked Lawyers

About

Provided by Ballard Spahr LLP

We are nationally recognized for counselling our banking and other clients with respect to a wide range of consumer financial issues and products. We are representing dozens of clients who have faced complex CFPB and other agency regulatory, supervisory and enforcement matters. We are known for:

·       Cutting-edge knowledge of privacy, cybersecurity, data aggregation, and unparalleled experience in representation of marketplace lending and other fintech firms

· Representation of private equity firms, investment bankers and other professional investors in conducting regulatory due diligence in transactions with consumer financial services companies

· Expansion of payment systems capabilities 

· Proactive approaches to helping clients avoid litigation, like the use of arbitration which we pioneered

· Broad knowledge of the rapidly changing statutes and regulations that govern the mortgage banking industry

· Experience and creativity in representing non-bank finance companies and service providers

· Litigating complex class actions and individual consumer cases

· “Go to” firm for federal Fair Credit Reporting Act, Telephone Consumer Protection Act, and UDAP claims

· Counselling our banking and other clients with respect to a wide range of consumer financial issues and product

· Depth of knowledge and understanding regarding the Consumer Financial Protection Bureau and other Federal and State government agencies

Chambers Review

Provided by Chambers
Financial Services Regulation: Consumer Finance (Compliance) - USA - Nationwide
1
Band 1
What the team is known for

Ballard Spahr is an esteemed group noted for its work with banks and non-banks on the full spread of consumer finance regulatory matters, including credit card, mortgage and auto finance issues. Harbors expertise pertaining to fintech areas such as telemarketing, e-commerce and prepaid cards. Provides robust representation in CFPB enforcement actions, arbitrations and litigation. Capable of supporting clients at both state and federal regulatory levels.

Work Highlights

Provided by Ballard Spahr LLP
  • Ballard Spahr provided regulatory advice to the Mortgage Bankers Association including on credit reporting, forbearance and foreclosure matters.

  • Ballard Spahr represented fintech clients in examinations and investigations by the CFPB, the Federal Reserve, the FTC and state attorneys general.
  • Ballard Spahr advised a range of clients on investigations by numerous state attorneys general, state bank regulators and local government enforcement authorities. Several of these involved "bet-the-company" exposure, either because the potential remedies sought are enormous or because the company's business model is under attack.

Notable Practitioners

Provided by Chambers
Alan S Kaplinsky
N
Alan S Kaplinsky
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Band 1

Alan Kaplinsky is held in high regard for the strength of his consumer finance regulatory practice. He routinely advises clients on compliance with CFPB rules, among other state and federal regulations.

Richard Andreano
N
Richard Andreano
1
Band 1

Richard Andreano brings to bear over three decades of experience when advising clients on consumer finance matters. He is particularly seasoned in mortgage regulatory issues and often counsels on the Fair Housing Act and Home Mortgage Disclosure Act.

John L. Culhane, Jr.
N
John L. Culhane, Jr.
2
Band 2

Consumer finance expert John Culhane is well regarded for his expertise in a wide range of issues, including CFPB rule-settings and complex payments law matters.

Ranked Lawyers at
Ballard Spahr LLP

Provided by Chambers
Filter by
Band

USA - Nationwide

Financial Services Regulation: Consumer Finance (Compliance)

Alan S Kaplinsky
1
Alan S Kaplinsky
1
Band 1
Richard Andreano
2
Richard Andreano
2
Band 2
John L. Culhane, Jr.
3
John L. Culhane, Jr.
3
Band 3
Financial Services Regulation: Consumer Finance (Enforcement & Investigations)

Alan S Kaplinsky
1
Alan S Kaplinsky
1
Band 1
Richard Andreano
1
Richard Andreano
1
Band 1
John L. Culhane, Jr.
2
John L. Culhane, Jr.
2
Band 2

Members

Provided by Ballard Spahr LLP