Sanijel Ficulovic

Practice Areas

• Banking & Finance

• Payment Services Law

• AML/CFT and Sanctions Compliance

• Crypto and Blockchain Law

• Digital Law

• Capital Markets and Securities Law

Career

• Since January 2022: Attorney-at law at PFR attorneys-at-law

• Since January 2022: Regular lectures (Austrian Federal Economic Chamber, Akademie für Recht und Steuern)

• From June 2018 until December 2021: Associate at PFR attorneys-at-law

• From November 2016 until May 2018: Associate at Fellner Wratzfeld & Partner

(Banking and Finance)

Languages Spoken

• German

• English

• French

• Serbian

• Romanian

Publications

• Articles 73 to 85 in Raschauer/Ficulovic/Peter Knobl/Rene

Kreisl/Pfurtscheller/Pracht/Silbernagl/Stern/Wessely/Wolfbauer, Commentary

to MiCAR – Markets in crypto assets (2024)

• Utilization of the freedom to provide services and freedom of establishment for

payment institutions, in Tuder (ed.), Handbuch Zahlungsverkehr 4.0 / FinTechs –

Krypto-Assets – Sandbox & Co. (2024)

• The AML Package – an overview of future changes to Anti-Money Laundering

legislation, FACTS 2/2024

• ECJ on the enhanced due diligence requirements under the FM-GwG and what

Nord Stream 2 and KYCC have in common (together with Bernd Fletzberger),

ZFR 2023/53, 113

• ECJ rulings on the Money Laundering Directive (together with Bernd

Fletzberger), FACTS 1/2023, 16

Education