INDIVIDUAL PROFILE
Sanijel Ficulovic

Sanijel Ficulovic

FinTech 2026

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Chambers ranking badge

Ranked in 1 practice area

About

Provided by PFR Rechtsanwälte

FinTech

Practice Areas

• Banking & Finance

• Payment Services Law

• AML/CFT and Sanctions Compliance

• Crypto and Blockchain Law

• Digital Law

• Capital Markets and Securities Law

Career

• Since January 2022: Attorney-at law at PFR attorneys-at-law

• Since January 2022: Regular lectures (Austrian Federal Economic Chamber, Akademie für Recht und Steuern)

• From June 2018 until December 2021: Associate at PFR attorneys-at-law

• From November 2016 until May 2018: Associate at Fellner Wratzfeld & Partner

(Banking and Finance)

Publications

• Articles 73 to 85 in Raschauer/Ficulovic/Peter Knobl/Rene

Kreisl/Pfurtscheller/Pracht/Silbernagl/Stern/Wessely/Wolfbauer, Commentary

to MiCAR – Markets in crypto assets (2024)

• Utilization of the freedom to provide services and freedom of establishment for

payment institutions, in Tuder (ed.), Handbuch Zahlungsverkehr 4.0 / FinTechs –

Krypto-Assets – Sandbox & Co. (2024)

• The AML Package – an overview of future changes to Anti-Money Laundering

legislation, FACTS 2/2024

• ECJ on the enhanced due diligence requirements under the FM-GwG and what

Nord Stream 2 and KYCC have in common (together with Bernd Fletzberger),

ZFR 2023/53, 113

• ECJ rulings on the Money Laundering Directive (together with Bernd

Fletzberger), FACTS 1/2023, 16

Chambers Review

Provided by Chambers

Professional Advisers: FinTech

FinTech Legal - Austria

Up-and-coming Individual
Up and Coming

Individual Editorial

Sanijel Ficulovic is an attorney at PFR. He has expertise in providing regulatory advice to a variety of FinTech clients.

Strengths

Provided by Chambers

  • Sanijel Ficulovic is a wonderful person and a solid lawyer.

    FinTech LegalProfessional Advisers: FinTech
  • Sanijel Ficulovic is an expert in regulatory law and has a holistic approach to finding pragmatic solutions to problems.

    FinTech LegalProfessional Advisers: FinTech

Ranked Individuals at PFR Rechtsanwälte (2)

Austria

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