LAWYER PROFILE

Nikolay Cvetanov

Europe 2026

Penkov, Markov & Partners

Ranked in 2 practice areas

TMT

Bulgaria

1 year ranked

Corporate/Commercial

Bulgaria

1 year ranked

About

Provided by Penkov, Markov & Partners

Practice Areas

Corporate & Commercial

Banking, Finance & Capital Markets

IT, Media & Telecommunications

Data Protection & Cybersecurity

Career

Managing Partner at Penkov, Markov & Partners

Publications

Banking & Finance Comparative Guide, Legal 500, 2025

Banking Regulation Practice Guide, Chambers, 2025

Risks for consumers when taking out a loan, interview for Nova TV, 2023

Protecting borrowers' rights when taking out consumer credit, Bloomberg TV, 2020

Digitalization is inevitable, but it will not displace the function of the good lawyer, Legal World magazine, 2019

When is consent not necessary for processing personal data?, PM&P Legal News, Issue 39 - 40, 2019

The leak of personal data from the NRA system does not increase the risk of fast loan fraud, interview for Horizont, 2019

Fraud with other people's personal data in fast loans, interview for BTV, 2019

Borrowing of loan with someone else's personal data, interview in Telegraf Newspaper, 2019

Statutory default interest may lose its punitive effect, interview in Capital Newsletter, 2017

Are there hidden pitfalls in fast loans, 2017

The law of personal bankruptcy - to correct one mistake with another, interview in Capital Newsletter, 2015

Changes in the credit law will have negative economic and social consequences, interview for Capital Daily, 2014

The new legal framework related to the registration of a financial institution in Bulgaria, Lega InterConsult News, Issue 31-32, 2011

Allocation of Liability in Commercial Companies, Lega InterConsult News, Issue 26-27, 2009

Chambers Review

Provided by Chambers

Chambers European Guide

TMT - Bulgaria

Band 3

Individual Editorial

Managing partner Nikolay Cvetanov has extensive experience in regulatory work within the TMT space, often advising clients in the technology and financial sector.

Learn more about this team View ranking table

Corporate/Commercial - Bulgaria

Band 4

Individual Editorial

Nikolay Cvetanov is an experienced lawyer with particular expertise in M&A matters. He regularly advises individual and group investors on takeovers, shareholding purchases as well as assisting with regulatory issues.

Learn more about this team View ranking table

Strengths

Provided by Chambers

Nikolay is very responsive and provides tailored legal advice.
TMTChambers European Guide
He understands both the immediate legal implications and their long-term impact on innovation and scalability.
TMTChambers European Guide
He has very good communication skills, is reliable, available and timely.
Corporate/CommercialChambers European Guide
We are extremely impressed by Nikolay's vision and commercial awareness.
Corporate/CommercialChambers European Guide
Nikolay is an exceptional specialist and listener who understands the client's needs.
Corporate/CommercialChambers European Guide
His practical approach and responsiveness make him a valuable partner in complex transactions.
Corporate/CommercialChambers European Guide