Kristin Gallagher

Work Highlights

Lead counsel in a coverage dispute arising out of an underlying multi-district Telephone Consumer Protection Act (“TCPA”) litigation in which the alleged violations potentially total $2.8 billion in fines under the Act.

Successfully represented an insurer in a dispute with its policyholder, a national healthcare company, regarding damages resulting from a data breach.

Successfully defended a specialty lines insurer in a dispute with professional NASCAR racer Tony Stewart regarding coverage under a policy for an underlying wrongful death action stemming from Stewart’s participation in a sprint car race.

Successfully represented an excess insurer with respect to a dispute under a product recall policy with respect to $15 million incurred in connection with a highly publicized recall of uninspected beef.

Lead coverage counsel for a global insurer in the World Trade Center litigation.

Practice Areas

Caribbean practice

Cyber risks

Directors and officers liability

Energy

Environmental

Life and health

Product liability and product safety

Professional liability

Property damage

Insurance coverage

General liability

Commercial disputes

Commercial, IT and outsourcing

Insurance and reinsurance

Publications

Co-author, “Los Angeles wildfires’ far-reaching impact on the insurance industry,” published for Kennedys (January 2025)

Co-author, “New Jersey Supreme Court rules that COVID-19 business interruption claims may be dismissed at the pleadings stage,” published for Kennedys (January 2024)

Co-author, “Louisiana appellate court reverses COVID-19 coverage ruling,” published for Kennedys (June 2022)

Co-author, “Key amendments to New York's Comprehensive Insurance Disclosure Action,” published for Kennedys (February 2022)

Co-author, “Understanding New York's Comprehensive Insurance Disclosure Act,” published for Kennedys (January 2022)

Co-author, “The Ninth Circuit Court of Appeals COVID-19 decisions,” published for Kennedys (October 2021)

Personal

Kristin is a partner in the New Jersey office and has spent over two decades litigating, mediating, and arbitrating insurance coverage matters in federal and state courts around the country. She represents clients in the areas of commercial property and casualty, product contamination and product recall, professional liability, directors’ and officers’ liability, advertising liability, cyber risk, and environmental and mass tort claims. She also has significant experience in all aspects of bad faith litigation, including claims between primary and excess insurers.

Kristin’s practice includes counseling insurers on large claim losses, risk analysis, policy drafting, bad faith exposures and general business matters. She is also a frequent lecturer on a myriad of insurance and litigation topics.

Earlier in her career, Kristin served as Law Clerk to The Honorable Peter E. Doyne, P.J.S.C., Superior Court of New Jersey, Bergen County. Kristin is currently a member of the Defense Research Institute, Council on Litigation Management, National Association of Professional Women, Litigation Counsel of America and National Association of Insurance Women, and is a founding member of the firm’s Women's Initiative. She also serves as an elected member of the Board of Education in Washington Township, New Jersey.

Awards