Ranked in 4 Practice Areas
2

Band 2

Insurance

London (Bar)

9 Years Ranked

4

Band 4

Professional Negligence

London (Bar)

3 Years Ranked

5

Band 5

Commercial Dispute Resolution

London (Bar)

5 Years Ranked

Ranked in Guides

About

Provided by Josephine Higgs KC

UK Bar

Practice Areas

Josephine Higgs KC has a broad commercial practice with particular expertise in insurance and reinsurance, professional negligence, civil fraud, conflict of laws and jurisdiction, and international arbitration. In 2021, prior to taking silk, she won Insurance Junior of the Year award at the Chambers Bar Awards.

She is regularly instructed in high value commercial disputes in the High Court, Court of Appeal and Supreme Court, and in domestic and international arbitrations (including ICC, LCIA, ARIAS and Bermuda Form arbitrations). She frequently acts in international matters, often involving conflicts of laws and jurisdictional issues. Jo has extensive experience of large-scale, long-running, complex disputes acting as part of a team of counsel and working closely with solicitors, clients, factual and expert witnesses.

Recent cases include: International Entertainment Holdings v Allianz [2025] 1 All E.R. (Comm) 623 (Court of Appeal, business interruption insurance); Liberty Mutual v Bath Racecourse [2025] EWCA Civ 153 (Court of Appeal, business interruption insurance); Russian Aircraft Operator Policy Claims [2024] 4 WLR 47 (jurisdiction challenge); Al Mana Lifestyle Holdings v United Lifestyle [2023] Lloyd’s Rep IR 359 (Court of Appeal, jurisdiction challenge); Harcus Sinclair LLP v Your Lawyers [2022] AC 1281 (Supreme Court, restraint of trade and solicitors’ undertakings); the FCA Covid Business Interruption Insurance test case (acting on behalf of successful policyholders); ; Patisserie Valerie Holdings v Grant Thornton [2021] EWHC 3022 (Comm) (auditors’ negligence claim acting for claimants and Simetra Global Assets v Ikon Finance [2019] 4 WLR 112 (civil fraud, successful appeal to Court of Appeal).

Chambers Review

Provided by Chambers

UK Bar

Insurance - London (Bar)

2
Band 2
Individual Editorial

Josephine Higgs KC is active across a wide spectrum of insurance and reinsurance disputes. She is experienced in domestic and international matters, and particularly skilled in Bermuda Form arbitrations. She is also well regarded for her astute handling of professional liability and property damage claims.


Professional Negligence - London (Bar)

4
Band 4
Individual Editorial

Josephine Higgs KC has a very impressive professional negligence practice which sees her acting in high-profile, high-value financial sector negligence cases. Higgs's cases often involve auditors and brokers.


International Arbitration: General Commercial & Insurance - London (Bar)

4
Band 4
Individual Editorial

Josephine Higgs KC is highly expert in insurance arbitration matters particularly those involving Bermuda Form issues. She is well versed at acting in arbitrations under ICC and LCIA rules. The arbitrations Higgs acts in cover a wide variety of sectors including real estate, pharma and finance.


Commercial Dispute Resolution - London (Bar)

5
Band 5

Strengths

Provided by Chambers

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