John Lunn
UK Guide 2025
Band 2 : Consumer Finance
Email address
[email protected]Contact number
0131 247 1066Share profile
Band 2
About
Provided by John Lunn
Practice Areas
John has a very broad experience in consumer finance and financial services regulation, with specialisms in mortgages, consumer credit, consumer contracts and insurance. He is ranked by Chambers in Band 2 for consumer finance, a UK-wide ranking. He is a key trusted advisor to Lloyds Banking Group, TSB Bank and Sainsbury's Bank, amongst others. He is head of MFMac's consumer finance team.
John sits on the advisory group assisting the Scottish Law Commission's review of the law relating to heritable securities.
John has completed a number of recent secondments with clients supporting a range of digital banking projects. He is increasingly requested by London and regional firms to provide outsourced financial services regulatory advice.
Career
John is a Banking and Finance partner based in Edinburgh and heads our consumer finance team.
John has over 30 years' experience as a Banking and Finance lawyer and his expertise lies in financial services regulation. He is recognised as one of the UK's leading specialists on the regulation of consumer credit and mortgages.
John regularly advises financial institutions, including the main high street banks and building societies. In particular, he provides strategic and comprehensive advice on mortgage and consumer credit related areas and more generally on product, contract and insurance matters.
Professional Memberships
Law Society of Scotland
Finance and Leasing Association
Chambers Review
UK
John Lunn heads the consumer finance team in Edinburgh. He has extensive knowledge of the regulation of consumer loans, contracts and mortgages and also has specialist expertise in the law surrounding heritable securities.
Strengths
Provided by Chambers
"John is very knowledgable, patient and helpful."
"John is quite simply a legend. He is kind, fair and knows his stuff."
"John's responsiveness and his calm and measured manner are absolutely brilliant."
"His advice, and the professional and pragmatic way in which he goes about his business, is very valuable to clients."
"John is very knowledgable, patient and helpful."
"John is quite simply a legend. He is kind, fair and knows his stuff."
"John's responsiveness and his calm and measured manner are absolutely brilliant."
"His advice, and the professional and pragmatic way in which he goes about his business, is very valuable to clients."