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(0131) 247 1000Provided by Morton Fraser MacRoberts
Our Consumer Finance team is one of the strongest finance practices among independent Scottish firms.
The only Scottish based firm advising clearing and challenger banks on consumer finance throughout the UK. We are retained along with, or in competition with, Hogan Lovells, Addleshaw Goddard and Eversheds Sutherland, the other firms who have mainstream practices in this area.
We act for magic and silver circle firms as their own retained consumer credit counsel where they don't have that expertise in-house. We have an impressive list of referral firms.
We continue to advise clients on compliance with FCA regulatory regimes, and particularly consumer credit, mortgage regulation and unfair contract terms under the Consumer Rights Act.
Provided by Chambers
Morton Fraser MacRoberts has a significant consumer finance practice and a team that regularly advises lenders, including both clearing and challenger banks, on regulatory compliance.
Morton Fraser MacRoberts advised lifetime mortgage provider Pure Retirement on the launch of a new product. The team undertook a review to ensure compliance with the FCA's requirements for lifetime mortgages.
Provided by Chambers
Morton Fraser provides specialist legal support for a very diverse list of legal queries.
The firm is extremely proactive and provides constructive solutions. The team provides support on multiple legal disciplines and is effectively a one-stop shop for everything we need.
The lawyers are experts in their field and have a great understanding of our business and its complexities.
The lawyers are easily approachable and provide clear and detailed briefings with a personal touch. The level of experience, expertise and service provided is also of an excellent standard.
Morton Fraser provides specialist legal support for a very diverse list of legal queries.
The firm is extremely proactive and provides constructive solutions. The team provides support on multiple legal disciplines and is effectively a one-stop shop for everything we need.
The lawyers are experts in their field and have a great understanding of our business and its complexities.
The lawyers are easily approachable and provide clear and detailed briefings with a personal touch. The level of experience, expertise and service provided is also of an excellent standard.
Provided by Chambers
John Lunn heads the consumer finance team in Edinburgh. He has extensive knowledge of the regulation of consumer loans, contracts and mortgages, and also has specialist expertise in the law surrounding heritable securities.
He is hugely pragmatic, great to work with and very effusive.
John is excellent to work with, knowledgeable and experienced. He is also supportive and collaborative.
John is commercial and pragmatic when giving advice and doesn't look to over-engineer solutions. We value his input on every deal, knowing that he will add value for our clients.
John has a great understanding of commercial matters.
John has a very broad experience of the sector in which our business operates. He provides support when required, and we cannot fault the service.
Beverley Wood has a significant consumer finance practice and is particularly knowledgeable regarding motor finance matters.
Beverley is always a pleasure to deal with and open to exploring common-sense solutions where challenges are presented.
Provided by Morton Fraser MacRoberts
Drover Limited
Glasgow Credit Union
Lex Autolease and Black Horse Limited
Lloyds Banking Group
Marsh Finance Limited
North Edinburgh and Castle Credit Union Limited
Scottish Building Society
Startline Motor Finance Limited
TSB Bank plc
Zenith Leasedrive