Aleksandra Walas

Practice Areas

- FinTech & Payment Services

- Regulatory Law

- Financial Services Compliance

- Banking & Financial Law

- Anti-Money Laundering (AML)

- Cryptoassets & Virtual Asset Service Providers (VASPs)

- Corporate Law

- Licensing & Authorisations (SPI/API/CASP)

Career

Aleksandra Walas is Managing Counsel and Head of the FinTech Team at Dudkowiak & Putyra. She leads a nationally recognised fintech legal practice, delivering strategic advice across licensing, compliance, AML, and product structuring. In 2024, she successfully led the licensing process for 50% of all API and KIP licenses issued in Poland. She also spearheads team development, regulatory engagement, and thought leadership initiatives.

Professional Memberships

- Polish Bar of Legal Advisors (OIRP)

- Member of the FinTech Poland Ecosystem

- Speaker and contributor to British-Polish Chamber of Commerce (BPCC) FinTech initiatives

Publications

- CASP Legal Guide (2024, in partnership with BPCC)

- Contributor to Doing Business in Poland – 2025 Legal Guide - https://www.dudkowiak.com/wp-content/uploads/2025/09/doing-business-in-poland-2025-pdf-free-legal-guide-for-investors-1.pdf

- Author of expert blogs and newsletters on SPI/API licensing and regulatory change

- Creator of YouTube video series on FinTech compliance and AML - https://www.youtube.com/watch?v=AmvVhaHTYtQ

Languages Spoken

Polish (native) and English (fluent).

Industry Sector Expertise

- FinTech & RegTech

- Embedded Finance

- Crypto & Blockchain

- Digital Banking

- Payments & PSPs

- WealthTech & InsurTech

Expert in these Jurisdictions

- Poland

- European Economic Area (passporting)

- EU-level financial regulation (MiCA, PSD2, AMLD5)

Work Highlights

- Led regulatory support for Fincard Sp. z o.o. achieving National Payment Institution (KIP) status

- Oversaw 50% of all API/KIP licenses granted in Poland by KNF in 2024

- Developed internal AML procedures and compliance frameworks for 30+ fintech clients

- Represented multiple entities in licensing inspections and audits before KNF

Clients

- EU and non-EU FinTech startups entering Poland

- Crypto exchanges applying for CASP registration

- Regulated PSPs expanding services under EEA passporting regime

- Neobanks launching payment and EMI solutions in Poland

Experience

- Secured over 50% of all API and KIP licenses granted by the Polish Financial Supervision Authority (KNF) in 2024

- Led successful National Payment Institution (KIP) licensing process for Fincard Sp. z o.o., enabling EEA-wide expansion

- Advised 70+ FinTechs on Polish and EU licensing (SPI, API, CASP/VASP, EMI)

- Represented clients in KNF audits, inspections, and passporting procedures

- Designed AML/KYC systems and regulatory risk frameworks for regulated institutions

- Co-authored and launched the CASP Licensing Guide in partnership with the British-Polish Chamber of Commerce

- Hosted multiple webinars, training sessions, and YouTube series on FinTech legal compliance

- Led internal mentorship and capability development within a top-tier legal FinTech team

Personal

Attorney-at-Law and Managing Counsel at Dudkowiak & Putyra Business Lawyers, Aleksandra Walas leads one of Poland’s most recognized FinTech legal teams. She combines deep regulatory expertise with a practical, client-focused approach to help startups and financial institutions navigate complex licensing, compliance, and cryptoasset frameworks.

Her advisory work spans SPI/API/CASP licensing, AML/KYC implementation, and cross-border structuring for digital banks, crypto exchanges, and embedded finance providers. She also produces educational content- including YouTube legal series and regulatory guides co-created with institutional partners- to raise legal awareness in the FinTech ecosystem.

Aleksandra is known for her precision, strategic thinking, and inclusive leadership. She mentors junior lawyers and actively shapes the future of legal talent in FinTech.

She is also the recipient of the Golden Gown Award (Złota Toga), awarded for achieving the highest score nationwide in the Polish legal advisor bar exam - a rare distinction reflecting her intellectual rigor and professional discipline.

Education

Awards