FM Legal

FM Legal is best known for its pragmatic and solution-focused approach when advising clients such as banks, financial institutions, e-money institutions, payment institutions, businesses and entrepreneurs. FM Legal’s regulatory expertise is in financial services payments law, in particular within the UK and EU. Additionally, through its well-established relationships with local law firms around the globe, FM Legal is able to offer regulatory advice for the ROW.

The firm specialises in advising on the prudential requirements, conduct of business and financial crime regulatory frameworks, including EMD/EMRs, PSD/PSRs, MiCA, PISA and 5MLD. It has considerable experience helping clients set up businesses, launch new products, remove barriers to business and provide advice on regulatory changes impacting clients’ operations. The team has a deep technical understanding of legislation, its interpretation, as well as good practice. We engage with regulators and governments at national and supranational level in the EU. We have been responsible for enabling the introduction of a range of legislative provisions over a period of 20 or so years.

FM Legal has helped clients establish their businesses in multiple jurisdictions, develop an approach to regulatory strategy, whether through authorisation or where appropriate through exemption, and has facilitated engagement and submissions to regulators. These have focused on UK authorisation but also have included authorisation or exemption in multiple EU member states and globally. The firm is able to deploy lawyers as well as specialist professionals to advise on operations, prepare gap analyses, advise of regulatory obligations, prepare policy and contractual documentation as well as the completion of authorisation applications.