Banking & Finance: Debt Capital Markets

Zul Rafique & Partners has a standout banking group in Malaysia that provides expert legal advice on all aspects of conventional, Islamic and debt-related financial transactions. The firm is especially skilled in complex debt restructuring, revolving credit facilities, acquisition finance and project finance. The team is well known for its handling of DCM deals, especially sukuk. The firm acts for prominent Malaysian and international borrowers and lenders, advising on deals in a range of sectors including real estate and infrastructure.

"They have a good understanding of complex structures and help to provide novel solutions to complex problems."

"They are able to provide solutions. Experienced partners on the team are directly involved in the transaction."

Zul Rafique & Partners advised Petronas Dagangan on an Islamic commercial papers programme and an Islamic MTN programme with a combined aggregate limit of up to MYR10 billion in nominal value, based on the Shariah principle of Wakalah Bi Al-Istithmar.

The firm advised OCBC Al-Amin Bank on granting a USD175 million Islamic green term financing facility to RHB Islamic Bank.

Loh Mei Mei is a leading banking partner in Kuala Lumpur who frequently acts on high-value and cross-border MTN programmes and term loan facilities, including conventional and Islamic finance.

Celine Rangithan is well recognised her practice assisting leading banks, as well as borrowers, with a particular focus on DCM in Malaysia. She frequently advises on murabaha structures and conventional financing, including in the projects space. "She is our go-to lawyer in Malaysia for banking transactions. Her advice is prompt, sound and commercially sensible."

Ashela Ramaya is a partner in Kuala Lumpur with a strong practice advising financial institutions on sukuk, loan facilities and refinancing. She is adept at handling cross-border transactions for Malaysian and international banks.

Chan Kwan Hoe is a partner at Zul Rafique & Partners. He is well-reputed in Malaysia's banking and finance legal market, acting for foreign and local financial institutions. He has expertise in MTN programmes, including sukuk, and advises on deals in such sectors as real estate. "He is an experienced partner who is responsive and very conscious of timelines for deliverables."

Kung Suan Im is a partner at Zul Rafique & Partners who has a robust practice advising on acquisition financing and sukuk, among other finance matters. She advises both Malaysian and international banks.