Department profile
Makarim & Taira S.

Banking & Finance

Asia-Pacific Guide 2026 : Indonesia


Makarim & Taira S.

Rankings

About

Provided by Makarim & Taira S.

Makarim & Taira S. stands out in the legal landscape with a diverse and comprehensive practice in banking and finance. Our team of experts excels in handling a wide range of mandates, representing both lenders and borrowers, major multinational corporations, domestic and international banks, financial institutions, and export credit agencies. 

Notably, we go beyond traditional areas such as banking, aviation finance, and project finance, extending our reach into the dynamic fintech space. Our involvement in project finance goes beyond financing, as we actively participate in project development, offering clients a holistic and strategic approach.

Our team of experts facilitate all types of financial transactions which includes structuring and documenting loan agreements, project finance deals, and syndicated lending arrangements. We play a vital role in negotiating the terms of financial transactions, ensuring that the interests of all parties involved are safeguarded. Additionally, our lawyers often work on debt restructuring and insolvency matters, assisting clients in navigating complex financial challenges.

A standout aspect of our profile is the strong rapport we've built with Chinese as well as European banks and financial institutions. We understand their expectations regarding quality and speed, making us a trusted partner in navigating the legal intricacies of their operations.

Clients (12)

  • Bank of America, Indonesia
  • Bangkok Bank, Indonesia
  • Bank BNI (Persero), Indonesia
  • DZ Bank, Germany
  • UniCredit, Germany
  • CDB, China
  • ICBC, China
  • CEXIM, China
  • Bank of China, Indonesia, Malaysia, China
  • Chubb Life Insurance, Indonesia
  • Bank Mandiri (Persero), Indonesia
  • HSBC

Industries (6)

  • Infrastructure/Project Financing
  • Mining and Mining Related Industry
  • Cement Industry
  • Government Projects
  • Aircraft Financing
  • Real Estate

Chambers Review

Provided by Chambers

Banking & Finance - Indonesia

Band 3

Band 3


What the Team is Known For

Makarim & Taira S. has a respected legal practice in Indonesia with significant expertise in bilateral and syndicated loans. Its expertise spans various sectors, including energy, mining, manufacturing and TMT. The firm counts Indonesian and foreign banks, as well as borrowers, among its clientele and often represents Chinese clients.

Work Highlights

Provided by Chambers

  • Makarim & Taira S. conducted an in-depth analysis of Bairong’s credit scoring model to determine whether its operations fall under the OJK’s regulatory supervision, ensuring compliance with Indonesia’s credit scoring framework.

Strengths

Provided by Chambers

  • The detailed and thorough replies from the team allow us to gain deeper insights, enabling us to make more informed decisions.

    Banking & Finance respondentAsia-Pacific
  • They gave precise and clear actionable advice on matters. They are also very prompt and flexible in accommodating a strict time schedule.

    Banking & Finance respondentAsia-Pacific
  • They have good English proficiency and are responsive and accommodating to client needs. They are able to advise on relevant details promptly.

    Banking & Finance respondentAsia-Pacific

Notable Practitioners

Provided by Chambers

  • Band 4Maria H. Sagrado
    Band 4Maria H. Sagrado

    Maria H. Sagrado

    Maria Sagrado advises Indonesian and foreign clients on a range of matters in the banking space, including loan transactions and regulatory issues. Her work covers a range of sectors, including TMT and natural resources.

Ranked Individuals at Makarim & Taira S. (1)

Indonesia

Members

Provided by Makarim & Taira S.

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