Department profile
JSA

Banking & Finance

Asia-Pacific Guide 2026 : India

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JSA

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About

Provided by JSA

JSA has a widely recognised market-leading banking & finance practice in the country. Our practice is partner led and is committed to providing quality professional service combining domain knowledge with a constructive, consistent, comprehensive and commercial approach to issues. Clients trust our Banking lawyers to take a practical and business-oriented approach to achieving their objectives. Our lawyers have a clear understanding of the expectations and requirements of both sides to a financing transaction and provide tailored advice to each client’s needs. The practice is especially praised for its accessibility and responsiveness and its ability to work well with international firms and clients.

 

Our banking lawyers are able to work in tandem with members of the firm’s capital markets & securities, mergers & acquisitions, projects & infrastructure, real estate, dispute resolution and other practices so that our clients receive seamless service and in-depth legal advice and solutions.

 

Our pan India network of lawyers are focused on providing result driven commercial advice to the clients on some of their most complex transactions and challenging business issues. 

Chambers Review

Provided by Chambers

Banking & Finance - India

Band 1

What the Team is Known For

JSA is regularly highlighted by market observers for its exceptional track record in legal matters relating to banking and finance in India. The team has varied transactional expertise, including various roles on syndicated loans for both Indian and international lenders, and is experienced in handling high-value refinancing, acquisition finance, project finance and sponsor-backed financing. The firm is active on financing mandates for infrastructure investment trusts and is also able to assist lenders with real estate financing. JSA's lawyers are also adept at advising creditors on the Insolvency and Bankruptcy Code.

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Work Highlights

Provided by Chambers

  • JSA advised a consortium of banks consisting of Axis Bank, Canara Bank, Kotak Mahindra Bank and ICICI Bank on a secured Rupee term loan facility of approximately INR3,440 crores aggregate, to STT Global Data Centres.

Strengths

Provided by Chambers

  • JSA has deep bench strength and a team of senior lawyers who have deep experience in the market, are excellent at execution and keep client interests in mind.

    Banking & Finance respondentAsia-Pacific

  • The team demonstrate great insight and subject matter expertise. They also have a good read and insight into the Indian market, and have impressed with their local knowledge and expertise.

    Banking & Finance respondentAsia-Pacific

  • The team have incisive knowledge and understanding of the Indian legal landscape. They can apply this aptly to provide pragmatic and actionable insights that are really valuable.

    Banking & Finance respondentAsia-Pacific

Notable Practitioners

Provided by Chambers

  • Karan Mitroo
    Karan Mitroo

    Karan Mitroo

    Karan Mitroo is based in its Delhi office. He is well placed to advise energy clients on acquisition financing and offers considerable experience in project finance work.

    • Karan Mitroo is a notable practitioner. He is fantastic and understands the market. He clearly explains how to find solutions and a way forward.

      Banking & Finance respondentAsia-Pacific

    • Karan Mitroo is a very balanced person who understands clients' requirements.

      Banking & Finance respondentAsia-Pacific
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  • Utsav Johri
    Utsav Johri

    Utsav Johri

    Utsav Johri specialises in acquisition and insolvency-related financing, among other matters, and has experience representing investment banks and foreign financial institutions as well as corporates. He is based out of JSA's Mumbai office.

    • Utsav is a lawyer with a deep understanding of banking and finance law. We find that he brings value to our discussions and drives discussions in our favour.

      Banking & Finance respondentAsia-Pacific

    • He is very close to the deal and we trust him not to miss anything important for us.

      Banking & Finance respondentAsia-Pacific
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Ranked Individuals at JSA (2)

India

Members

Provided by JSA

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