Banking & Finance: Financial Services Regulation

Deloitte Legal offers a strong banking and finance regulatory department. The Madrid-based team regularly advises international and national banks, investors and corporates on a range of regulations from MiFID II and PSD2 to AML. Furthermore, clients benefit from Deloitte's expertise in product launches and market expansions, digital services outsourcing issues and corporate transactions requiring comprehensive regulatory assessments. Aided by its global office network, the law firm is well placed to assist with cross-border transactions.

"The team has demonstrated expertise and well-versed knowledge of the present regulation while also anticipating new regulations."

"They have an excellent perspective on how to solve complex matters."

"We always receive their advice on time, regardless of the complexity of the matter."

Deloitte assisted Banco Santander with the regulatory aspects of its strategy behind the payments solution PagoNxt.

Francisco Javier Ramírez gains recognition for his strength in banking and finance regulation mandates, where he advises clients on digital payment services, product launches and corporate transactions requiring regulatory assessments. "He is always attentive to our needs, offering information about new regulation and answering on time." "He demonstrated availability and speed when answering all our questions." "Francisco Javier Ramírez provided a vision." "He understands the problem and he adapts. He provides effective, intelligent and creative solutions."