Capital Law Limited

Banking & Finance Department

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We act for lenders, SMEs, large corporates, sponsors, management teams, angel investors and family offices in a variety of financing structures relating to business and share acquisitions, institutional or leveraged buy outs, management buy outs and management buy ins. We have extensive experience of dealing with senior, mezzanine and junior debt on these transactions.

Our team is made up of corporate, property, and development finance experts. We’re specialists in our areas.

Industry sector expertise

We advise a broad range of sectors on banking and finance matters, including:

  • Banks and building societies
  • Property and construction
  • Wales based financial institutions
  • Energy
  • Charities
  • Manufacturing
  • Social housing

Key types of work

Our team is fully equipped to handle all instructions we receive from funders and borrowers. The technical ability of the team continues to generate regular instructions in the following specialist areas:

  • Property Finance
  • Corporate Finance
  • Charity Finance
  • Social Housing Finance
  • Development Finance
  • Agricultural Finance.

We regularly receive instructions using Loan Market Association documentation.
We’ve maintained our Development Bank of Wales (DBW) panel appointment since 2016. This is administered by Christopher Agius across the firm’s banking & finance, property & construction, corporate & commercial, and debt recovery teams. We successfully tendered for and were appointed in an advisory role in the setup of their new funding scheme, ‘Self-Build Wales’.


Agius, Chris (Head of Department)

Jogia, Reshma (Head of Department)

Evans, Kate

Golledge, Catherine

Hartley, Lianne

Jones, Angharad

Lewis, Christopher

Pearson, Stuart

Thomas, Huw


Allied Irish Bank plc

Ascona Group

Barclays Bank Plc

Charity Bank Limited

Development Bank of Wales

Hodge Bank Limited

HSBC Bank plc

M5 Associates Limited

Metro Bank Plc


RBS Social & Community Capital


Shawbrook Bank Limited

Shawbrook Bank Limited

Svenska Handelsbanken (AB) publ

The Royal Bank of Scotland plc

The Royal Bank of Scotland Plc


Unity Trust Bank plc

Wilson Management Limited


Banks and building societies

Charities / Not for Profit



Health Care

Health Care


Property and construction

Real Estate Finance

Social housing

Wales based financial institutions