Department profile
Bowmans

Banking & Finance

Global Guide 2026 : South Africa


Bowmans

Rankings

About

Provided by Bowmans

We have experience across the spectrum of finance matters from bank finance to project finance, debt capital markets and restructuring. We handle many of the largest and most complex financings, debt restructurings and work-outs and are often involved in the development of sophisticated financial products.

We specialise in complex domestic and cross-border finance transactions and have extensive knowledge of leveraged and acquisition finance, structured finance, capital markets, project and real estate finance, derivatives, securitisation, preference share finance, subordinated debt and insolvency and restructuring.

Our expertise extends to bilateral and syndicated loans, guarantee and security issues and regulatory matters including the establishment of banks and the carrying on of lending and investment banking activities within sub-Saharan Africa.

Our depth of expertise enables us to provide advice across the entire capital structure of a transaction (from working capital facilities to hedging; equity financing to mezzanine debt).

Some of our lawyers are admitted as solicitors in England and Wales allowing us to provide seamless advice on English law governed financings in the region.

We act for corporate borrowers; corporate, commercial and investment banks and other financial institutions; trust companies and funds; and State-owned entities, regulatory bodies and governments. In recent times, we have also acted for insolvency and business rescue practitioners.

Clients (14)

  • Absa Bank
  • First Rand Bank Limited
  • Harith
  • Helios Credit Partners
  • HSBC Bank plc
  • Investec Asset Management
  • Kleoss Capital
  • Nedbank Limited
  • Old Mutual Specialised Finance Proprietary Limited
  • Rand Merchant Bank Limited
  • Royal Bafokeng Platinum
  • South African Airways
  • Standard Bank of South Africa
  • Steinhoff (Pty) Limited

Industries (19)

  • Aerospace & Defence
  • Banks
  • Chemicals
  • Commercial and Professional Services
  • Construction & Materials
  • Consumer Product Manufacturing
  • Education
  • Energy
  • Financial Services
  • Food & Drink Producers
  • Government
  • Healthcare
  • Insurance
  • Mining & Metals
  • Pharmaceuticals & Life Sciences
  • Real Estate Finance
  • Retail
  • Telecommunications
  • Transportation

Chambers Review

Provided by Chambers

Banking & Finance - South Africa

Band 1

Band 1


What the Team is Known For
Bowmans is a well-known law firm that undertakes a wide range of financial mandates incorporating acquisition and leveraged finance, corporate loan agreements and debt restructurings, as well as offering regulatory advice. Its diverse expertise includes sector-specific knowledge of the mining and real estate industries. The group represents a broad range of banking and financial clients across Africa, and has experience featuring in complex deals involving numerous parties.

Work Highlights

Provided by Chambers

  • Bowmans advised Lendable on a senior secured term facility to Mottu.

Strengths

Provided by Chambers

  • I find Bowmans to be in touch with the latest developments and trends and very commercially minded.

    Banking & Finance respondentGlobal
  • Bowmans has an intimate knowledge of our business and what we require.

    Banking & Finance respondentGlobal
  • The team has strong institutional knowledge and commercial awareness. It assists greatly in advising and negotiating.

    Banking & Finance respondentGlobal
  • Bowmans has expert knowledge and conveys it in the utmost professional way. The firm works very efficiently and quickly.

    Banking & Finance respondentGlobal
  • Bowmans is highly experienced and well versed in the law, but at the same time practical and business friendly.

    Banking & Finance respondentGlobal

Notable Practitioners

Provided by Chambers

  • Band 1Ulrike Naumann
    Band 1Ulrike Naumann

    Ulrike Naumann

    Johannesburg-based Ulrike Naumann advises a number of South Africa's major banking institutions on financing and refinancing transactions. She demonstrates particular expertise in debt restructurings and syndicated loans.
    • Ulrike Naumann brings her own wealth of experience to large matters and has a brilliant understanding of the South African market.

      Banking & Finance respondentGlobal
    • Ulrike understands us as clients and our working style. She knows how the markets operate and she can distil that for us.

      Banking & Finance respondentGlobal
  • Band 2Kirsten Kern
    Band 2Kirsten Kern

    Kirsten Kern

    Kirsten Kern is a well-reputed lawyer who offers solid expertise in handling regulatory mandates for financial services providers. She is particularly well placed to assist fintech clients.

    • Kirsten Kern is highly experienced, she has a great knowledge of our business and she is a pleasure to deal with.

      Banking & Finance respondentGlobal
  • Band 3Jan Kruger
    Band 3Jan Kruger

    Jan Kruger

    Based in Cape Town, Jan Kruger is sought out by financial institutions and investment funds for his counsel on preference share transactions, acquisition financing, restructuring mandates and sustainability-linked funding.
    • Jan always provides commercial solutions and ensures deadlines are met while providing exceptional service.

      Banking & Finance respondentGlobal
    • It's a privilege to have Jan Kruger working on your side because his vast legal knowledge and experience, coupled with his firm but congenial manner, are unmatched.

      Banking & Finance respondentGlobal
  • Band 3Ryan Nelson
    Band 3Ryan Nelson

    Ryan Nelson

    Ryan Nelson advises on a wide range of financing transactions, most notably including syndicated loans, revolving credit facilities and secured loans.

    • Ryan Nelson understands cross-border work very well and has a wealth of experience in African loan dynamics.

      Banking & Finance respondentGlobal
  • Band 4Amanda Jones
    Band 4Amanda Jones

    Amanda Jones

    Amanda Jones advises lenders on syndicated lending transactions. She also has experience assisting borrowers with financing mandates.

    • Amanda is extremely detailed and client focused, and she has quick turnaround times.

      Banking & Finance respondentGlobal
    • Amanda Jones is extremely proactive, very knowledgeable and aware of market trends and market standards.

      Banking & Finance respondentGlobal
  • Band 4Jason Wilkinson
    Band 4Jason Wilkinson

    Jason Wilkinson

    Jason Wilkinson has an extensive international and domestic finance practice. He offers particularly notable experience in areas such as cross-border financing and refinancing.

  • Band 4Mark Kyle
    Band 4Mark Kyle

    Mark Kyle

    Operating from the law firm's Durban office, Mark Kyle is sought out for his significant experience acting on matters including debt restructurings, acquisition finance and preference share financings.

Ranked Individuals at Bowmans (7)

South Africa

Members

Provided by Bowmans

Bowmans has rankings in the following guides

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