Tama Brooks Klosek

Tama’s practice is a tax practice focused on both the domestic and international aspects of estate planning and family wealth transfer and tax exempt organizations. Following graduation from Harvard Law School in 1999, Tama began her legal career with Vinson & Elkins in the Probate, Trusts & Estates Group of the Tax Section. After 10 years at Vinson & Elkins, Tama continued her legal practice with Klosek Howes LLP and formed Klosek & Associates PLLC in June 2013. Tama is Chambers Ranked in High Net Worth—Private Wealth Law and Board Certified in Estate Planning and Probate Law by the Texas Board of Legal Specialization and has been widely recognized in Houston, the State of Texas and nationally by her peers, as well as her clients and others, as an outstanding attorney in her field. Tama has significant experience in income, nonprofit (including private foundations), estate, gift, trust and generation-skipping transfer taxation and marital property planning. She has advised a variety of clients on domestic and international tax matters, and also consults on divorce matters in connection with complex marital estates. In addition to her legal practice, Tama is a Managing Partner in a national life settlements originations firm, Treyled Life Settlements LLC, where she works as part of an experienced management team to assist high net worth and ultra-high net worth clients of Treyled Life Settlements to efficiently exit life insurance contracts on a favorable basis through sales to third party institutional investors when life insurance is no longer desired or advisable. Tama has many local and regional professional affiliations and has presented seminars and continuing legal education on a range of topics related to her area of expertise, including life settlements, to numerous groups in Houston, Texas and nationally.

Managing Partner, Treyled Life Settlements LLC

In addition to her legal practice, Tama brings over 25 years of experience as a trusts and estates attorney to Treyled Life Settlements where she focuses on institutional client development and professional advisor education and outreach.

About Treyled Life Settlements

The life settlements market is fragmented and misunderstood. The lack of information available to insureds and policyholders and the insurance, financial, legal and tax advisors to these persons requires correction. Treyled Life Settlements seeks to resurrect and correct life insurance planning that is no longer affordable, advisable or desired. Treyled Life Settlements works with clients and their insurance, financial, estate planning and tax advisors to help efficiently unlock premium dollars previously thought lost or inaccessible until the insured's death. Working through Treyled Life Settlements can generate immediate opportunities for more efficient and effective estate and financial planning consistent with the current goals of the insured, the insured's business and/or family. Studies have shown that 88% of all universal life insurance policies never pay a death benefit claim—that means a staggering amount of premium dollars have been wasted. Traditional life settlement brokers charge high fees, and most lack Treyled's experience and knowledge of the insurance market's inner workings, both on the design and purchase side. Alternatively, selling directly to a provider or purchaser without expert advice may not yield the best financial outcome to the seller. Treyled has discovered that clients, for whatever reason, remain largely uninformed about the life settlement market to the advantage of contract purchasers. Treyled's process focuses on information, policy analysis, transparency and disintermediation. Through Treyled's unique auction process, Treyled works to maximize the return to the policyholder from a life settlement transaction.

• Current Chair (2026-2027), Houston Bar Association, Probate, Trusts & Estates Section

• Member, Greater Houston Community Foundation Professional Advisors Council

• Founding Member, Houston Wealth Advisory Forum

• Member, Houston Estate Forum Generation X

• Member, American Bar Association, Real Property, Trust and Estate Law Section

• Member, State Bar of Texas, Real Estate, Probate and Trust Law Section

• Fellow, Texas Bar Foundation

Harvard Law School

Juris Doctorate

1996 - 1999

Columbia University

B.A. Economics with Honors

1992 - 1996