Mariela Ruanova

Practice Areas

Banking and Finance

FinTech

Litigation and Dispute Resolution

Privacy and Cybersecurity

Venture Technology and Emerging Growth Companies

Career

Mariela Ruanova is a Partner in the Montevideo office and leads the Banking & Finance and TMT teams. After advising Banco Santander for more than 10 years in its corporate business and securities market, she focuses her advice on financial technology companies (Fintech) and companies in the means of payment sector (e-money issuers, acquirers, switches and terminal networks). Additionally, as co-head of the Litigation group in Montevideo, she leads several financial and commercial litigation cases promoted by companies such as Fox, American Express, Google and Banco Santander.

Mariela is Director of the Santander Group's financial entities in Uruguay (Creditel and Crédito de la Casa). She also focuses on areas complementary to banking law, such as e-government, data protection and technology.

In this context, she teaches the subject "Digital Banking and Fintech" in the Digital Transformation Postgraduate course at the University of Montevideo and was highlighted as a Leading Individual in the "Banking & Finance" practice by Legal 500 publication.

Publications

Author, “European Overregulation of Personal Data. What’s the impact for Uruguay?”, Abogados.com.ar, 2018

Author, “9 rules to understand the electronic signature", Select Magazine, 2017

Co-author, “A credit that will not be satisfied out of bankruptcy, can it be considered as sufficiently secured", Estudios de Derecho Concursal Uruguayo, Book III, 2016

“Solydifying the Financial System”, El Observador, 2008