James Phythian-Adams
UK Guide 2025
Band 4 : Insurance: Non-contentious
Band 4
About
Provided by James Phythian-Adams
Practice Areas
JAMES PHYTHIAN-ADAMS focuses on transactional and regulatory work for insurers, reinsurers, investors, and other participants in the global insurance industry. His practice often involves helping clients across Europe, North America, the offshore jurisdictions, and Asia to access the London and international insurance markets and resolve the complex cross-border challenges they encounter.
He advises on a wide range of matters, including:
• Insurance carrier and intermediary formation, acquisition, governance, compliance, and disposal.
• Branch set-up, subsidiarization, and insurance licensing.
• Managing general agent (MGA) and coverholder formation, operation, and incubation.
• Transactions in and relating to the Lloyd’s market.
• Adverse development cover (ADC), loss portfolio transfer (LPT), insurance business transfer, industry loss warranty (ILW), insurance-linked securities (ILS), insurtech, distribution, and life and longevity transactions.
• Lloyd’s, Prudential Regulation Authority (PRA), Financial Conduct Authority (FCA), and other compliance.
Chambers Review
UK
James Phythian-Adams provides counsel to clients from the insurance industry on reinsurance transactions, M&A deals and regulatory matters. He has notable experience advising clients in the Lloyd's market as well as global insurers, reinsurers and private equity firms in the insurance sector.
Strengths
Provided by Chambers
"James is an excellent partner; he is incredibly responsive and is plugged into day-to-day work."
"James is very knowledgeable on the insurance market. He's up-to-date on all matters in the market, and is able to provide appropriate solutions to issues faced by clients."
"James offers considered, valued advice and he has an outstanding dedication to his clients."
"James is an excellent partner; he is incredibly responsive and is plugged into day-to-day work."
"James is very knowledgeable on the insurance market. He's up-to-date on all matters in the market, and is able to provide appropriate solutions to issues faced by clients."
"James offers considered, valued advice and he has an outstanding dedication to his clients."