INDIVIDUAL PROFILE
Crystal Kaldjob

Crystal Kaldjob

FinTech 2026

Chambers ranking badge
Chambers ranking badge

Ranked in 1 practice area

About

Provided by Goodwin

Practice Areas

A partner in Goodwin’s Financial Industry group, Crystal focuses her practice on advising financial services clients on a wide range of issues in regulatory and transactional contexts. Crystal provides practical, solution-oriented regulatory and transactional assistance to merchants, emerging companies, fintech companies, banks and other financial institutions on strategic partnerships, including structuring and negotiating private label, co-brand credit card and point-of-sale financing partnerships, asset purchases, and loan portfolio sales and acquisitions. Her regulatory experience involves advising fintechs, financial institutions and merchants on compliance with consumer and retail banking laws, including laws related to the offering and operation of consumer credit, deposit, payments and other financial products and services.

Personal

BA, University of Virginia; JD, Georgetown University Law Center

Chambers Review

Provided by Chambers

Professional Advisers: FinTech

FinTech Legal: Payments & Lending - USA - Nationwide

Band 2
Band 2

Individual Editorial

Crystal Kaldjob recently joined Goodwin's FinTech team as a partner. Kaldjob provides comprehensive regulatory analysis and product structuring advice to payment products and services clients.

Strengths

Provided by Chambers

  • Crystal is super helpful. She goes above and beyond, she is very knowledgeable about background operations, and is business-minded.

    FinTech Legal: Payments & LendingProfessional Advisers: FinTech
  • Crystal knows the industry and the players incredibly well. She is calm, confident and composed during intense negotiations.

    FinTech Legal: Payments & LendingProfessional Advisers: FinTech

Ranked Individuals at Goodwin (9)

UK-wide

USA - Nationwide

What success is built on

Chambers is the leading data and intelligence partner for the legal sector.

Explore thought leadership