Weiner Brodsky Kider PC

Weiner Brodsky Kider PC has provided counsel to the financial services industry in Washington, D.C. and across the United States for more than four decades. We serve a broad client base ranging from startups to Fortune 500 companies, including mortgage lenders, depository institutions, homebuilders, and real estate settlement service providers.

We are one of the leading law firms practicing in this area. Our deep industry knowledge and decades of experience enable us to guide our clients through the intricacies of the ever-changing legal landscape. We advocate for clients before federal and state agencies, and help clients navigate complex federal and state laws and regulations that apply to the financial services industry. We specialize in the following areas:

Investigation and Enforcement

Weiner Brodsky Kider PC’s Investigation and Enforcement Practice has in-depth knowledge, extensive experience and the keen legal insight necessary to counsel financial services industry clients facing inquiries from federal, state and local agencies. Our attorneys proactively advocate for our clients’ best interests: avoiding charges if possible, settling if practical and litigating if required.

We represent clients in a variety of government investigations and enforcement proceedings initiated by federal and state agencies, including those pursued by the Consumer Financial Protection Bureau (CFPB); the Federal Trade Commission (FTC); the US Department of Housing and Urban Development (HUD), including its Office of the Inspector General (OIG) and Mortgagee Review Board (MRB); the US Department of Justice (DOJ); the Federal Housing Finance Agency (FHFA); and state attorneys general.

Our lawyers skillfully navigate clients through federal and state audits and examinations, as well as complex investigations involving noncompliance allegations, cease and desist orders, license suspension and revocation, and actions seeking indemnification, civil money penalties, debarment and termination of approvals.

Licensing and Approvals

Weiner Brodsky Kider PC’s Licensing and Approvals Practice is nationally recognized for guiding clients through the complexities of the financial service industry’s ever-changing federal and state legal landscape. Our attorneys and licensing professionals are sought out for their skill in identifying, obtaining and maintaining appropriate federal agency approvals, state licenses and approvals and government-sponsored enterprise (GSE) approvals.

We represent clients seeking approvals from the US Department of Housing and Urban Development’s (HUD) Federal Housing Authority (FHA); the Government National Mortgage Association (Ginnie Mae); the Rural Housing Service (RHS); the US Department of Veterans Affairs (VA); as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

Our team of attorneys and licensing professionals has extensive experience assisting clients in obtaining state licenses and approvals needed in order to engage in a variety of regulated activities including mortgage lending, reverse mortgage lending, mortgage brokering, servicing, debt collection, appraisal management and real estate brokerage. Our licensing team maintains close relationships with regulators nationwide and assists clients with the submission of new application and renewal filings as well as submissions required in connection with a change in control, asset transfer transaction or entity conversion. Our strong relationships with state and federal regulators and extensive knowledge place us in a strong position to assist our clients with complex licensing matters.

Our lawyers and staff members have deep industry knowledge, considerable experience and the legal acumen necessary to advocate for our clients.

Litigation

Weiner Brodsky Kider PC’s Litigation Practice draws upon its extensive experience and deep industry knowledge to represent the financial services industry before federal and state courts and regulatory agencies in matters arising from the complex laws governing the industry. We represent clients in both individual and nationwide class actions, and our attorneys also handle business disputes between members of the industry. We negotiate if possible, litigate if necessary and pursue alternative dispute resolution (ADR), such as arbitration or mediation, if appropriate. Areas include:

Appraisal Discrimination

Class Actions

Complex Civil Litigation

Consumer Financial Protection Bureau

Department of Justice

Fair Lending and Servicing

False Claims Act

Federal Deposit Insurance Corporation

Federal Trade Commission

Fintech

Government Investigations

Internal Investigations

State Attorneys General

UDAP/UDAAP

Regulatory Compliance

Weiner Brodsky Kider PC’s Regulatory Compliance Practice is unique in its ability to help financial services industry clients navigate the complexities of federal, state and local laws and regulations. Our attorneys take a proactive approach, advising clients on best practices for the development and implementation of compliant policies and procedures that advance business goals while minimizing risk. Areas include:

Federal Regulation Compliance

Federal Supervision and Enforcement

State Regulatory Compliance

Compliance Audits and Due Diligence

Product Review, Development, and Implementation

Privacy and Data Protection

Reverse Mortgages

Transactional and Corporate

Weiner Brodsky Kider PC’s Transactional and Corporate Practice is unique in its ability to steer clients through the financial services industry’s complicated, constantly changing laws and regulations. Our in-depth focus on the financial services industry, and our thorough understanding of the specific business needs and expectations of our clients, distinguishes us from other transactional law firms. Our insight into the legal, regulatory and business environments in which our clients operate gives us the ability to structure, negotiate and document a wide range of transactions that are essential to the growth of our clients and the realization of their business objectives. Areas include:

Affiliated Business Arrangements

Asset Acquisitions

Business Planning

Due Diligence

Employment and Compensation Arrangements

Marketing and Advertising Arrangements

Mergers and Acquisitions

Mortgage Servicing Transactions

Secondary Market Transactions

Servicing and Subservicing Arrangements

Technology Arrangements

Vendor Arrangements

Warehousing and Other Financing Facilities

Wholesale and Correspondent Relationships