
Social Housing: Finance
UK Guide 2026 : UK-wide
Rankings

Ranked Individuals
Ranked Individuals
Chambers Review
Provided by Chambers
Work Highlights
Provided by Chambers
Winckworth Sherwood advised Sovereign Network Group on a £100 million revolving credit facility agreement with AIB Group.
Strengths
Provided by Chambers
Winckworth Sherwood's team is really responsive, approachable, easy to work with and straightforward.
Social Housing: Finance respondentUKThey are very helpful and knowledgeable.
Social Housing: Finance respondentUK
Notable Practitioners
Provided by Chambers
Senior Statespeople Senior Statespeople Patricia Umunna
Patricia Umunna routinely advises registered providers and financial institutions on joint venture arrangements. She also acts on facility agreements and private placements. Band 1 
Band 1 
Sarah Whitty
Sarah Whitty is particularly active for funders, advising on a range of financing matters including private placement and public bond issuances. Sarah is exemplary in her approach to providing first-class legal support and structuring of legal documentation.
Social Housing: Finance respondentUKSarah is sensible and pragmatic in her approach to matters and her technical knowledge is second to none.
Social Housing: Finance respondentUK
Band 2 Band 2 Ruby Giblin
Ruby Giblin advises large institutional lenders on an array of financing and security issues, including LSVTs, bond issues, private placements and property charging. Ruby is an excellent lawyer.
Social Housing: Finance respondentUKRuby is very knowledgeable and understands the sector; she explains things in a way that I can understand.
Social Housing: Finance respondentUK
Band 3 
Band 3 
Jill O'Reilly
Jill O'Reilly has many years' experience in social housing finance transactions and is particularly experienced in charging matters.
Jill is very approachable and knowledgeable.
Social Housing: Finance respondentUK
Associates to watch 
Associates to watch 
Sophie Al-Mahdawie
Sophie Al-Mahdawie assists with a broad spectrum of social housing finance matters, with particular experience advising on the lender side.
Ranked Individuals at Winckworth Sherwood (5)
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