
Banking & Finance
USA Guide 2026 : North Carolina
Rankings

Ranked Individual
Ranked Individual
About
Provided by Williams Mullen
Williams Mullen’s North Carolina Banking & Finance practice is widely recognized for its representation of a diverse client base across the financial services sector, including international banks, national financial institutions, non-regulated lenders, and over 45 community banks across North Carolina and Virginia. The team is known for its deep industry experience and practical, solutions-oriented approach.
Clients rely on the group for comprehensive counsel on regulatory compliance, Uniform Commercial Code (UCC) issues, corporate and securities law, mergers and acquisitions, and the development of innovative financial products and services.
The team regularly advises on complex loan transactions and financing structures for clients in key industries, including health care, renewable energy, real estate development, retail, and construction. On both the lender and borrower sides, attorneys handle a wide range of matters—from asset-based and working capital loans to construction financings and tax credit transactions.
The practice also brings niche experience acting as special counsel in Housing and Urban Development (HUD) financings, particularly in the senior living and long-term care sectors.
With a strong reputation for responsive service, cross-disciplinary strength, and deep knowledge of the financial regulatory landscape, the team is a trusted partner to financial institutions navigating both day-to-day operations and transformative transactions.
Chambers Review
Provided by Chambers
Work Highlights
Provided by Chambers
Williams Mullen represented First Horizon Bank as lender’s counsel in connection with a construction loan of $22.4 million for an inpatient rehabilitation facility and related apartment building.
Strengths
Provided by Chambers
Williams Mullen's team has consistently provided timely and thoughtful legal advice and support.
Banking & Finance respondentUSA
Notable Practitioners
Provided by Chambers
Band 5 
Band 5 
Lemuel Whitsett
Lemuel Whitsett has notable experience of providing counsel on asset-based loans and real estate loans. He boasts an impressive client list that is comprised of regional banks and non-traditional lenders. Lemuel is a trusted counsel who thinks about the big picture. He tries to protect his clients and minimize risk, while at the same time understanding where the commercial market is.
Banking & Finance respondentUSA
Ranked Individuals at Williams Mullen (1)
Members
Provided by Williams Mullen

Lemuel Whitsett
View profile of Lemuel Whitsett
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