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(0113) 283 2500Provided by Walker Morris LLP
We are market leaders in the field of consumer finance. We advise a range of credit and mortgage providers, brokers, debt collection agents and debt management firms on compliance issues, business re-structure and acquisitions and FCA investigations.
We also work with a number of trade associations including the Consumer Credit Trade Association and the Finance and Leasing Association and our work includes delivering training to members on topical compliance issues.
We’re proud of our knowledge and experience and regularly provide advice in relation to the FCA Perimeter, on unsecured and secured lending, fixed sum and running account credit, hire purchase and consumer hire arrangements. We also provide guidance on implementing the Consumer Credit Act 1974 and the FCA rules governing mortgages, governing such issues as the form and content of agreements, advertising, APRs and early settlement. We‘re also often asked to draft regulated agreements and approve advertising copy for clients.
When it comes to advising on corporate acquisitions and reorganisations of financial services providers, we have the specialist expertise to manage the complex requirements necessary for a successful outcome. This includes detailed assessments of risk via exhaustive due diligence on debt books and compliance issues (for example, assessing the enforceability of credit and mortgage agreements) and assessing money laundering and data protection compliance standards.
Provided by Chambers
Walker Morris has a strong team in Leeds, active on a wide range of consumer finance work, include mortgage lending, motor finance and matters arising in the fintech space. Its areas of expertise include new product development, regulatory compliance and transactional support.
Walker Morris acted for Capital Home Loans, defending a test case on a group of claims by individuals alleging that their mortgages were "mis-sold".
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The team has an understanding of our industry and trends, as well as the market challenges we face.
The team has an understanding of our industry and trends, as well as the market challenges we face.
Provided by Chambers
Jeanette Burgess is the managing partner of Walker Morris. She has significant experience advising banks and other lenders on a range of issues, including FCA compliance, data protection and fraud.
Russell Kelsall is the head of consumer and motor finance at Walker Morris. He has notable strength in both contentious and non-contentious matters within the consumer finance space, with a particular focus on motor finance, consumer credit and mortgage lending.
Russell is incredible, he's one of the most knowledgeable consumer credit lawyers in the country. He is also approachable and a pleasure to work with.
Russell is excellent and very technically able.
Russell is an expert on consumer finance and provides clear technical advice.
Russell is charismatic, practical and provides effective advice on a wide range of legal and regulatory matters.
Leanna Bradshaw demonstrates experience advising clients on motor finance claims and mortgage-based lending. She is adept at handling consumer finance matters for banks and other lenders.
Leanna is an excellent – she's very approachable and always prepared to help.
Provided by Walker Morris LLP