Department profile
Trowers & Hamlins LLP

Social Housing: Finance

UK Guide 2026 : UK-wide


Trowers & Hamlins LLP

Rankings

About

Provided by Trowers & Hamlins LLP

Whether you need advice on capital market issues, private placements, group borrowing structures, hedging arrangements, bank borrowing, sale and leaseback arrangements, off balance sheet funding structures or other types of funding we are here to guide you every step of the way. We have the largest and most experienced team of lawyers in the social housing finance sector and are a nationally respected practice.

The fact that we act regularly for both borrowers and funders means that we understand the needs and concerns of both as well as having a thorough knowledge of current loan terms. This enables us to contribute positively to the negotiation process and to suggest practical solutions when issues arise. We're here to make your life easier and are used to working on highly complex transactions. We are an essential part of the team in any innovative transaction and our depth of experience means that we add real value to all mainstream financings.




Chambers Review

Provided by Chambers

Social Housing: Finance - UK-wide

Band 1

Band 1


What the Team is Known For

Trowers & Hamlins is a leading firm for all aspects of social housing finance. The team acts for both borrowers and lenders, and frequently advises housing associations on capital markets transactions and finance restructuring. It demonstrates notable experience handling all documents for high-value revolving credit facilities.

Work Highlights

Provided by Chambers

  • Trowers & Hamlins advised Peabody Trust on the establishment of its medium-term note programme, enabling the issuance of £1 billion in notes.

Strengths

Provided by Chambers

  • Trowers & Hamlins can offer a complete all-round service and use other teams if specialist knowledge is required.

    Social Housing: Finance respondentUK
  • They are very responsive and diligent, always going that extra mile to act in our best interests.

    Social Housing: Finance respondentUK
  • Trowers & Hamlins has a fantastic wealth of experience in the sector and uses this to support us in our work.

    Social Housing: Finance respondentUK
  • The team has a strong presence in the sector, willingness to go above and beyond to ensure timeframes are met, and is experienced in all matters.

    Social Housing: Finance respondentUK

Notable Practitioners

Provided by Chambers

  • Eminent PractitionersAdrian Carter
    Eminent PractitionersAdrian Carter

    Adrian Carter

    Adrian Carter is sought after to advise registered providers and lenders on social housing-related finance matters such as bond issuances, refinancing of loan agreements and capital markets concerns.
  • Band 2Eleanor James
    Band 2Eleanor James

    Eleanor James

    Eleanor James advises registered providers on loan and development financing, with substantial experience handling bond issues, private placements and the charging of real property.
    • Eleanor has strong sector knowledge and expertise.

      Social Housing: Finance respondentUK
  • Band 2Natalie Singh
    Band 2Natalie Singh

    Natalie Singh

    Natalie Singh is experienced in a range of social housing finance matters. She is frequently called upon by housing associations and other borrowers to advise on private placements, public and private bond issues and the restructuring of existing debt facilities.
    • Natalie's wider sector knowledge and experience has been brilliant in finding solutions to overcome issues and to highlight things that we may not have been aware of.

      Social Housing: Finance respondentUK
    • Natalie Singh has an excellent understanding of funding issues within our sector and has pushed hard to ensure that we have achieved agreed positions which suit the organisation.

      Social Housing: Finance respondentUK
    • Natalie is really clear, accessible and responsive. She is just outstanding. She has really strong commercial awareness.

      Social Housing: Finance respondentUK

Ranked Individuals at Trowers & Hamlins LLP (3)

UK-wide

Members

Provided by Trowers & Hamlins LLP

What success is built on

Chambers is the leading data and intelligence partner for the legal sector.

Explore thought leadership