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UK 2022
The South Banking & Finance
Band 2

2 Ranked Lawyers


Provided by Trethowans LLP

Trethowans’ Banking and Finance Team comprises 7 specialist banking lawyers with a further 15 additional lawyers across our real estate, corporate, agricultural, and insolvency teams providing support to them on finance transactions.

Steve Cole heads the Banking and Finance practice supported by fellow partners Emma Earp and Nick Gent. Steve and his team moved to us from key rivals Blake Morgan where he previously headed up Blake Morgan’s banking team in the South.

Key clients include HSBC, Lloyds, NatWest (including Coutts) and Santander along with a number of specialist lenders, including Onyx (Development Finance) and Doorway Capital (Receivables Funding).

The borrower side of the banking and finance practice also continues to go from strength to strength, with the firm winning banking instructions from a wide number of the firm’s high-profile corporate clients.

Industry specialisms include acquisition finance, property and development finance, agricultural and rural property finance, receivables and asset based lending, debt restructuring and lslamic finance.

Chambers Review

Provided by Chambers
Banking & Finance - The South
Band 2
What the team is known for

Well-reputed team with a wide-ranging banking and finance offering, advising on acquisition, property and agriculture finance. Regularly acts for a range of institutional lenders, alternative lenders and corporate borrowers. Also advises financial institutions on regulatory issues and enforcement and recovery procedures. Experienced in assisting clients with intercreditor arrangements.


One client reports: "Whenever we have needed specialist advice there is someone available to help."

"Trethowans is an exceptionally good corporate and commercial firm with strong banking expertise," according to sources.

Another client notes: "They are very flexible and will go out of their way to assist."

Work highlights

Acted for Santander in the £26.5 million refinancing facility for a luxury hotel group.

Notable practitioners

Steve Cole advises on refinancing transactions, revolving credit facilities and Islamic finance transactions for both borrowers and lenders.
"He is a very good and effective lawyer."

Sophie Eales has experience across the gamut of financing deals, including complex subordination arrangements. Her clients include prominent corporates and international lenders.

Emma Earp frequently advises clients on acquisition financing and refinancing agreements. She has notable experience assisting clients with CLBILS matters.
"Emma Earp tailored her advice to ensure she was focused on the key issues that mattered to us, while keeping us informed of the details as appropriate." "She is proactive and experienced."

Ranked Lawyers at
Trethowans LLP

Provided by Chambers
Filter by

The South

Banking & Finance

Steve Cole
Head of Banking & Finance
Band 2
Emma Earp
Emma Earp
Up and Coming


Provided by Trethowans LLP

Danielle Collett-Bruce

Harriet Olway

Nick Gent

Steve Cole

Head of Department


Provided by Trethowans LLP


Doorway Capital (Receivables Funding)




Onyx (Development Finance)



Provided by Trethowans LLP

Acquisition finance

Agricultural and rural property finance

Debt restructuring

Property and development finance

Receivables and asset based lending

lslamic finance