Banking & Finance

SSEK advises domestic and international financial institutions, investors, fintech companies, and other market participants on a broad range of banking and finance matters in Indonesia. We assist clients in navigating Indonesia's evolving financial services regulatory framework, including licensing, market entry, corporate structuring, regulatory compliance, and day-to-day operational matters.

Our team regularly advises banks, finance companies, payment service providers, digital banks, fintech companies, investment managers, insurers, and other regulated financial institutions on transactions, product development, and regulatory issues. We also counsel clients on emerging areas of financial services regulation, including digital payments, electronic money, lending platforms, embedded finance, financial technology partnerships, digital assets, and other innovative financial products.

SSEK acts as Indonesian counsel to domestic and international lenders, borrowers, sponsors, and investors in project finance, acquisition finance, syndicated and bilateral lending, secured and unsecured financing, and cross-border financing transactions. We prepare and negotiate loan and security documentation, advise on the perfection and enforcement of security interests, and provide regulatory and legal opinions in connection with financing transactions.