Department profile
Shardul Amarchand Mangaldas & Co

FinTech Legal

FinTech Guide 2026 : India

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Shardul Amarchand Mangaldas & Co

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About

Provided by Shardul Amarchand Mangaldas & Co

Shardul Amarchand Mangaldas has a dedicated FinTech practice that advises industry leaders on technology-driven financial products and services. Considered a go-to firm for FinTech expertise, the team helps clients realise new ideas and develop innovative business models in a constantly evolving regulatory landscape. The practice provides broad-spectrum assistance to financial technology leaders, banks, financial institutions and FinTech start-ups across the business lifecycle.

The team advises on product development and regulatory compliance, payment and remittance solutions, digital currencies, innovative and traditional digital lending, alternative financing, cybersecurity and data protection. It leverages deep insights into financial system and technology regulations to help global and domestic players develop and implement local-law-compliant products. A cross-disciplinary approach draws on the firm's market-leading private equity, capital markets, banking and finance, litigation, M&A and competition practices to deliver integrated solutions.

The practice also maintains long-term relationships with financial regulators including the RBI, IRDAI, SEBI and CCI, and actively engages in policymaking through industry bodies and government committees, shaping new regulations and frameworks for digital financial services in India.

Industries (27)

  • Payments & Remittance Solutions
  • Digital Lending
  • Pre-Paid Payment Instruments
  • Banking & Financial Services
  • Non-Banking Financial Companies (NBFCs)
  • Small Finance Banks
  • Housing Finance
  • Insurance
  • Micro-Finance
  • E-Commerce
  • Asset Management
  • Wealth Management
  • Credit Cards & Corporate Cards
  • Cross-Border Remittance
  • Digital Currencies & Cryptocurrency
  • Loyalty & Rewards Programs
  • Data Analytics & Credit Scoring
  • Online Gaming & iGaming
  • Telecom
  • Cybersecurity & Data Protection
  • Food Delivery & Logistics
  • Pharmaceuticals & Healthcare
  • Student Housing
  • Agriculture & Agri-Warehousing
  • Construction Equipment & Commercial Vehicles
  • Infrastructure Finance
  • Real Estate

Chambers Review

Provided by Chambers

FinTech Legal - India

Band 1

What the Team is Known For
Shardul Amarchand Mangaldas is one of the largest corporate law firms in India. The firm has a cutting-edge payments and lending practice, particularly for product structuring matters. SAM is also known for its expertise in representing venture capital funds in large corporate transactions in the FinTech sector.
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Work Highlights

Provided by Chambers

  • Shardul Amarchand Mangaldas & Co advised ChrysCapital in its acquisition of the equity shares of Credila, a licensed non-banking financial institution offering educational loans in India.

Strengths

Provided by Chambers

  • SAM is my go-to for any complex questions where I need multiple, strong inputs. The team is good at having its finger on the pulse of what other market players are doing.

    FinTech Legal respondentFinTech

  • The team at SAM has deep industry expertise, practical knowledge and a deep understanding of our business model and the ecosystem we operate in.

    FinTech Legal respondentFinTech

  • I cannot begin to tell you the amount of dedication the team at SAM brought to the project. Our short and long-term goals were kept in mind, and the team were exceptional in their support.

    FinTech Legal respondentFinTech

Notable Practitioners

Provided by Chambers

  • Shilpa Mankar Ahluwalia
    Shilpa Mankar Ahluwalia

    Shilpa Mankar Ahluwalia

    Shilpa Mankar Ahluwalia leads the FinTech practice at Shardul Amarchand Mangaldas. She brings her expertise in banking and corporate matters and helps advise clients on issues relating to product structuring, financial regulation and digital payments. She is also part of the Privacy Working Group of the Digital Lending Association of India.

    • Shilpa Mankar Ahluwalia is exceptional.

      FinTech Legal respondentFinTech

    • Shilpa has in-depth knowledge and brings a unique perspective of understanding M&A and FinTech regulations. She is very accessible, gives practical advice, and brings unique expertise to the table.

      FinTech Legal respondentFinTech
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Ranked Individuals at Shardul Amarchand Mangaldas & Co (1)

India

Members

Provided by Shardul Amarchand Mangaldas & Co

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