Department profile
Setterwalls

FinTech Legal

FinTech Guide 2026 : Sweden


Setterwalls

Rankings

About

Provided by Setterwalls

Setterwalls' FinTech-team is the leading practice in Sweden and advise on all aspects of FinTech transactions.

Financial institutions, authorities as well as disruptive companies trust Setterwalls with their complex strategic FinTech projects. We advise on the application/launching of new technologies, from e-infrastructure solutions and implementation of modern tech and payment solutions to blockchain and digital currencies.
Our strong relationship with regulators, banks, insurers, funds and infrastructure/service providers means we understand the issues affecting every area of the financial technology ecosystem. We understand how innovation and law interact.
We are a dedicated top ranked practice group for FinTech with diverse backgrounds in securities, technology, intellectual property, regulatory, e-commerce, e-signatures, data privacy & cybersecurity.

We work successfully with Swedish and international investors and entrepreneurs and advice on the regulatory environments affecting financial services as well as on corporate and securities, M&A, IP, licensing tech and privacy matters ie.:

  • Financial Service Regulation​
  • Blockchain
  • Crowdfunding
  •  Cryptocurrencies
  • Cybersecurity
  • Data Privacy/GDPR
  • E-signatures
  • E-commerce
  • Investments
  • Intellectual property
  • Licensing/permits
  • M&A
  • Payment systems/plattforms
  • Technology transactions

A FinTech Report is issued once a year to highlight recent developments in the field and organize “Setterwalls FinTech Forum” for stakeholders within the FinTech sector.

Chambers Review

Provided by Chambers

FinTech Legal - Sweden

Band 1

Band 1


What the Team is Known For

Setterwalls' FinTech team advises clients on financial services regulation, alternative lending and data protection for key Nordic payment platforms. The firm has additional capabilities in blockchain, cross-border transactions and intellectual property. Setterwalls acts for clients including start-ups, financial institutions and investors.

Work Highlights

Provided by Chambers

  • Setterwalls advised Thought Machine on its platform outsourcing project with Swedish bank SEB.

Strengths

Provided by Chambers

  • Setterwalls are thorough in their analysis, clear in their communication, and consistently deliver well-reasoned advice.

    FinTech Legal respondentFinTech
  • Setterwalls have a strong grasp of both the legal and technical aspects of complex digital and data-driven matters, which allows them to provide clear, actionable advice.

    FinTech Legal respondentFinTech
  • Setterwalls are collaborative, very competent and responsive within their niche. They take their time to get to know us as a company and are therefore able to offer constructive advice tailored to us.

    FinTech Legal respondentFinTech
  • Setterwalls has extensive knowledge and experience of our industry and ensures good collaboration and results.

    FinTech Legal respondentFinTech
  • I appreciated their fast response times, pragmatism and combination of expertise and personal atmosphere.

    FinTech Legal respondentFinTech

Notable Practitioners

Provided by Chambers

  • Band 1Joacim Johannesson
    Band 1Joacim Johannesson

    Joacim Johannesson

    Joacim Johannesson is highly regarded for his expertise in GDPR, IP and M&A matters. He is focused on payment infrastructure matters, and he acts for major Swedish banks, start-ups and investors on an international level.

    • Joacim Johannesson is always quick to respond.

      FinTech Legal respondentFinTech
    • Joacim is a very professional and good lawyer with great knowledge and a drive to deliver at the highest level.

      FinTech Legal respondentFinTech
    • Joacim Johannesson is very seasoned and has deep knowledge as well as broad exposure to the industry. He is forward-leaning and I see him as an authority.

      FinTech Legal respondentFinTech
    • Joacim Johannesson combines deep legal expertise with a highly practical, business-minded approach. He provides advice that is not only accurate, but also tailored to real-world application.

      FinTech Legal respondentFinTech
    • Joacim Johannesson demonstrates exceptional competence, a deep understanding of our business, and outstanding availability.

      FinTech Legal respondentFinTech
  • Band 1Tobias Björklund
    Band 1Tobias Björklund

    Tobias Björklund

    Tobias Björklund is a FinTech lawyer with a strong regulatory focus for Swedish financial regulations. He has extensive experience in licensing and supervisory issues for financial institutions.
    • Tobias Björklund is really good. He has very solid contacts with the Swedish regulator and is thorough in his approach.

      FinTech Legal respondentFinTech
    • Tobias demonstrates good understanding of the subject matter. His approach is structured and professional, and he communicates legal considerations in a way that supports practical understanding.

      FinTech Legal respondentFinTech
    • Tobias Björklund is really knowledgeable about regulators and regulations. His background with the authorities is very helpful as well.

      FinTech Legal respondentFinTech
    • Tobias has a strong understanding of our business which allows him to work efficiently and provide relevant, tailored advice. His expertise on regulatory frameworks has been particularly valuable.

      FinTech Legal respondentFinTech
  • Band 2Niklas Follin
    Band 2Niklas Follin

    Niklas Follin

    Niklas Follin is experienced in procurement and contract negotiations for IT services, FinTech platform agreements, technology transfers and licensing, as well as data access under GDPR and PSD2.
    • Niklas Follin has consistently delivered excellent service. We’re extremely satisfied with his support.

      FinTech Legal respondentFinTech
    • Niklas Follin is able to quickly grasp the relevant context and provide clear, well-structured advice in a complex and evolving area.

      FinTech Legal respondentFinTech

Ranked Individuals at Setterwalls (3)

Sweden

Members

Provided by Setterwalls

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