Provided by Joshua Law Firm LLC
Joshua Law Firm LLC counsels a wide range of clients, from founders and seed-stage startups to multinational corporations across a wide range of products, personal loans, earned wage access and advance-type products, A2A payments, credit and charge cards, crypto-secured loans, and more.
We maintain an industry-leading practice advising private student loan lenders, servicers, and colleges and universities about offering and managing private and institutional student loan programs, income share agreement programs, and products and services at the intersection of edtech and fintech.
Our practical guidance enables clients to make informed decisions as they create and offer complex financial products in compliance with the many federal and state laws regulating consumer and small-business lending, including about licensure, drafting consumer-facing agreements, consents, and disclosures. We advise our clients as they form commercial relationships to offer their products, reviewing agreements for bank and other lending partnerships, white label credit card issuance, loan servicing, first- and third-party debt collection, furnishing credit information, and similar agreements.
Provided by Chambers
Joshua Law Firm LLC is home to a robust fintech practice in New York. The firm is adept at handling regulatory and compliance matters regarding financial products for consumers. The group also has expertise in the earned wage access space. Clients of the firm range from startups to financial institutions.
Jonathan Joshua is a key contact.
Joshua Law Firm advised an earned wage access provider about state and federal regulatory requirements relating to EWA products and draft consumer and financial institution agreements.