Banking & Finance

In its 100 years of existence, ICAZA, GONZALEZ-RUIZ & ALEMAN has accumulated invaluable experience that directly benefits its international and local clients. We have a team of lawyers with a renowned prestige within the banking field, who are able to attend our clients in all aspects of this complex business.

Among our clients, we have local and international commercial and investment banks, multilateral organizations, government agencies, investment houses, accountant firms, insurance companies, fund managers, corporations, and trusts.

Our lawyers provide legal assistance in the following:

·       Advice and procedure to obtain any type of banking license.

·       Advice regarding the structuring and constitution of the type of legal entity required to operate in the banking business.

·       Consultancy in all legal regulations and compliance matters.

·       Consultancy in all types of banking, stock exchange, trusts, leasing, factoring contracts, and other contracts.

·       Advice in the structuring and issuance of securities.

From 1970, the banking activity has been developing in Panama, as one of the fundamental pillars of its service economy. This has been possible due to various factors, including 100 years of a dollarized economy, the free flow of capitals, great connectivity in terms of communications and accessibility, compliance with the highest international regulatory standards, and the economic and political stability that has been strengthened in the last 25 years.