Department profile
GVZH Advocates

FinTech Legal

FinTech Guide 2026 : Malta

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GVZH Advocates

Rankings

About

Provided by GVZH Advocates

Dr Andrew J. Zammit

Andrew, the managing partner, focuses on M&A, corporate finance, MFSA licensing, and banking transactions.

Work Highlights

  • eToro: Assisted in securing an Electronic Money Institution (EMI) license from the Malta Financial Services Authority and establishing operations in Malta.
  • EPIC Communications Limited: Advised on a corporate restructuring and the spin-off of base transmission station (BTS) assets for sale to Phoenix Tower International.
  • OPAP Investment Limited: Guided the acquisition of a controlling interest in Kaizen, a Malta-based online gaming operator.
  • Calamatta Cuschieri: Supported Moneybase Limited, a subsidiary, in obtaining an EMI license from the Malta Financial Services Authority.
  • Mastercard: Provided ongoing advisory services for program roll-outs and initiatives in the Maltese market.


Dr Kurt Hyzler

Kurt heads the corporate, mergers and acquisitions, finance and investment services practice at GVZH Advocates.

Work Highlights

  • Epam Systems, Inc: Assisted with the acquisition of Ricston Ltd, a software integration and connectivity solutions provider.
  • Corel Corporation: Advised on acquiring the Parallels business in Malta.
  • Zenabis Global Inc: Supported a joint venture arrangement for processing medical cannabis products in Malta.
  • Lockton Companies LLP: Facilitated the acquisition of a Malta-licensed insurance broker by a subsidiary.
  • Horizon Capital LLP: Assisted a subsidiary in acquiring Ascent Software.

Clients (3)

  • eToro
  • Calamatta Cuschieri
  • Moneybase

Industries (3)

  • Social Trading & Multi-asset investment
  • Financial Planning
  • Financial Services

Chambers Review

Provided by Chambers

FinTech Legal - Malta

Band 3

What the Team is Known For

GVZH Advocates has a notable FinTech practice in financial services regulatory issues. The team advises on payments matters in Malta and has additional capability in advising on crypto tokens in financial services and gaming.

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Work Highlights

Provided by Chambers

  • GVZH Advocates assisted eToro with ad hoc legal and regulatory advice on a variety of matters related to its Maltese payments services.

Strengths

Provided by Chambers

  • The team at GVZH know their way around payments and the expectations of the regulator very well. They are good at keeping up-to-date with the ever-changing crypto landscape.

    FinTech Legal respondentFinTech

  • GVZH are never out of their depth on complexity. They are responsive and very proactive.

    FinTech Legal respondentFinTech

Notable Practitioners

Provided by Chambers

  • Andrew J Zammit
    Andrew J Zammit

    Andrew J Zammit

    Andrew Zammit is managing partner and leads the corporate/M&A and banking and finance practices at GVZH Advocates. He advises domestic and international clients, including e-money institutions and asset managers, on their investments in FinTech and on entering the Maltese market.

    • Andrew Zammit keeps us aligned with new legislation on the horizon.

      FinTech Legal respondentFinTech

    • Andrew Zammit is very sharp, quick-witted and knowledgeable. He is very accessible and responsive.

      FinTech Legal respondentFinTech
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Ranked Individuals at GVZH Advocates (1)

Malta

Members

Provided by GVZH Advocates

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