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Goodwin Procter LLP

Financial Services Regulation: Consumer Finance (Compliance)

USA Guide 2026 : USA - Nationwide

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Goodwin Procter LLP

Rankings

About

Provided by Goodwin Procter LLP

The financial industry has endured a sea of change in regulations, technological advancements and market forces. Consolidation, rising costs, revenue constraints, compliance hurdles, cyber threats, regulatory scrutiny and class actions present our clients with frequent challenges. Goodwin’s Financial Industry practice delivers an unprecedented combination of innovation, diverse perspectives and deeply rooted knowledge of the broad, global financial services industry, all in one cohesive platform. This holistic approach enables us to provide our clients with strategic and tactical advice, a range of pragmatic options and bottom-line results.

Across every financial industry segment, our goal is to minimize disruption to your business and negative impact to your bottom line. From transactional law to compliance to enforcement to litigation, more than 100 Financial Industry lawyers working from Boston, New York, Los Angeles, San Francisco, Washington, D.C., London, and Frankfurt, offer a single point of counsel and experience across transactional, advisory, and litigation matters.

Chambers Review

Provided by Chambers

Financial Services Regulation: Consumer Finance (Compliance) - USA - Nationwide

Band 2

What the Team is Known For

Goodwin has particular strength in the consumer finance space, advising in relation to regulatory compliance and enforcement, and handling class action litigation concerning such topics as mortgages, credit cards and auto finance. Also advises FinTech companies in connection with a raft of regulatory matters, including payment systems issues and privacy matters. Highly experienced at representing clients in complex litigation filed by the CFPB, SEC and DOJ.

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Work Highlights

Provided by Chambers

  • Goodwin represented Freddie Mac in a putative class action raising issues of vicarious liability for its client.

Strengths

Provided by Chambers

  • Goodwin tailor their advice to our industry context, balancing legal risk with practical business objectives.

    Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

  • They bring consistent excellence. They know my business better than most of my own team members.

    Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

  • They have the resources to bring in experts on all topics that the issue may include; they are a true one-stop shop.

    Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

  • We use Goodwin when we need a power player.

    Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

  • The team are sophisticated, experienced lawyers, who bring a wealth of experience to the issues that concern us, while also providing business-minded advice.

    Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

Notable Practitioners

Provided by Chambers

  • Thomas M Hefferon
    Thomas M Hefferon

    Thomas M Hefferon

    Thomas Hefferon's civil litigation practice encompasses the defense of industry-leading clients in consumer class actions and government enforcement actions.

    • Thomas is terrific.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

    • He is indeed a star.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • Allison Schoenthal
    Allison Schoenthal

    Allison Schoenthal

    Co-chair of Goodwin's banking and consumer financial services practice Allison Schoenthal is recognized for her experience defending clients in cases involving a broad range of consumer lending legislation. Her expertise encompasses the Truth in Lending Act, Telephone Consumer Protection Act and Fair Debt Collection Practices Act, among others.

    • Allison is the best, and is top notch in the consumer finance field. I cannot say enough good things about her.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

    • Allison is always looking at trends in the industry and plans strategy accordingly to proactively assist clients with their needs.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

    • Allison is very knowledgeable and practical.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • Sabrina Rose-Smith
    Sabrina Rose-Smith

    Sabrina Rose-Smith

    Sabrina Rose-Smith routinely defends consumer lenders against major government enforcement actions. She also often advises clients on complex examinations and investigations brought by a range of state and federal regulators.

    • Sabrina is good at strategy and thinking through complex regulatory matters.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

    • She has a great combination of knowledge and experience and tremendous client focus.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

    • Sabrina is exceptionally diligent, with a masterful grasp of the financial services industry she advises on.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • Matthew Sheldon
    Matthew Sheldon

    Matthew Sheldon

    Matthew Sheldon has significant experience representing large financial institutions on a range of matters, including contentious False Claims Act issues related to mortgage lending. He has experience in both the Supreme Court and Court of Appeals.

    • Matthew is always aware of our goals and works towards them.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA

    • Matthew is upfront, responsive, knows his stuff and brings a sense of calm to high-stakes litigation.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • Brooks R Brown
    Brooks R Brown

    Brooks R Brown

    Brooks Brown regularly defends large clients in putative class action lawsuits and MDLs in consumer finance matters, often concerning mortgage loans and the Fair Housing Act.

    • Brooks distills complex regulations into practical, actionable guidance and manages sensitive issues with confidence.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • Crystal Kaldjob
    Crystal Kaldjob

    Crystal Kaldjob

    Crystal Kaldjob offers regulatory compliance advisory for a range of clients from emerging companies, retailers, financial institutions in the consumer finance space.

    • Crystal goes above and beyond.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • Kimberly Monty Holzel
    Kimberly Monty Holzel

    Kimberly Monty Holzel

    Kimberly Monty Holzel is sought after by banking and fintech clients for advice on compliance issues. She has expertise on matters concerning anti-money laundering and credit card programs.

    • Kimberly is highly responsive, practical and highly informed on the subject matters we engage her on.

      Financial Services Regulation: Consumer Finance (Compliance) respondentUSA
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  • William E Stern
    William E Stern

    William E Stern

    William Stern is respected for his expertise in bank regulatory matters, offering broad capabilities in issues ranging from AML compliance to capital requirements. He has additional experience counseling financial institutions on privacy and data security concerns.

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Ranked Individuals at Goodwin Procter LLP (9)

USA - Nationwide

  • Profile image of William E Stern

    William E Stern

    Financial Services Regulation: Banking (Compliance)

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  • Profile image of Crystal Kaldjob

    Crystal Kaldjob

    Financial Services Regulation: Consumer Finance (Compliance)

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  • Profile image of Kimberly Monty Holzel

    Kimberly Monty Holzel

    Financial Services Regulation: Consumer Finance (Compliance)

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  • Profile image of Sabrina Rose-Smith

    Sabrina Rose-Smith

    Financial Services Regulation: Consumer Finance (Enforcement & Investigations)

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  • Profile image of Matthew Sheldon

    Matthew Sheldon

    Financial Services Regulation: Consumer Finance (Enforcement & Investigations)

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  • Profile image of Thomas M Hefferon

    Thomas M Hefferon

    Financial Services Regulation: Consumer Finance (Litigation)

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  • Profile image of Allison Schoenthal

    Allison Schoenthal

    Financial Services Regulation: Consumer Finance (Litigation)

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  • Profile image of Matthew Sheldon

    Matthew Sheldon

    Financial Services Regulation: Consumer Finance (Litigation)

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  • Profile image of Brooks R Brown

    Brooks R Brown

    Financial Services Regulation: Consumer Finance (Litigation)

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Members

Provided by Goodwin Procter LLP

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