UK Guide 2026 : UK-wide
Ranked Individuals
Provided by Devonshires LLP
Banking, Capital Markets & Property Charging - Our teams set the gold standard
A notable feature of the legal market for bonds and private placements for Registered Providers is the degree to which our Banking, Capital Markets and Property Charging teams continue to dominate. We have one of the largest specialist banking, capital markets and securitisation teams working in the UK dedicated to social housing.
We have expertise in general banking, social housing finance and project finance for commercial and private clients in the UK and internationally, and have raised over £30 billion in private finance over the last 20 years for the social housing sector alone. Our teams have the capability to advise on complex transactions to tight timescales whilst providing support in a hands-on and responsive manner. We have one of the largest banking teams and the largest property charging teams working on social housing finance matters in the UK. Our reputation in this area of work means that we are at the forefront of developing and structuring all manner of finance related transactions.
Find out more on our expertise in this area on our website.
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Devonshires is one of the leading firms for borrowers, regularly handling capital markets issues and loan documentation. The team acts for registered providers and registered social landlords on securitisation issues and property charging exercises, and is also equipped to advise them on lending arrangements and on the finance aspects of their mergers.
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Devonshires advised London & Quadrant on its £2.5 billion EMTN programme update, additional facilities with a bank lender and revised sustainability metrics across its lending portfolio.
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Devonshires has a flexible customer-first approach which gives us total assurance that our needs will be met. Solutions-focused, they will always find a way to navigate through more complex issues.
Devonshires has a highly astute, flexible and supportive team.
Devonshires has in-depth knowledge of the social housing sector, and current trends in loan documentation. The team are efficient, very professional and easy to work with.
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He offers assured, measured, confidence-inspiring expertise delivered in a way that enabled me to make the key decisions and remain in control.
Julian is fantastic to work with. He is clear in his advice, pulling out all the key issues quickly, and highly efficient in his delivery.
Julian provides an excellent service based on many years in the sector; he is always professional and easy to work with.
Julian oozes assurance and manages our relationship expertly. He is someone we can always depend on to get key transactions over the line while ensuring we remain commercially safe.
Julian was always flexible and available, getting the right advice to us in a clear and succinct way.
Chris is very easy to work with. He is professional, responsive, clear and very personable.
Chris delivered on everything we required on the tight timescales our project demanded.
Alice Overton advises registered providers on a range of social housing finance matters, offering particular strength in bond issues and private placements.
Alice is very easy to work with. She is responsive, clever and has a good sense of humour.
Alice has a high level of knowledge of our sector and our business, and is highly professional and responsive.
Natalie Swales has a strong practice advising borrowers, lenders and private bond arrangers on a variety of social housing transactions.
Natalie is really knowledgeable – she knows her stuff.
Saghar Roya is highly experienced in the securitisation field and also supports clients with group restructurings and private placements.
Saghar and her team work hard to meet often demanding deadlines and will find pragmatic solutions to thorny issues.
Social Housing: Finance
Social Housing: Finance
Social Housing: Finance
Social Housing: Finance
Social Housing: Finance
Social Housing: Finance
Social Housing: Finance
Provided by Devonshires LLP
Richard Sharpe
Saghar Roya
Gary Grigor
View profile of Gary GrigorNatalie Swales
View profile of Natalie SwalesChris Drabble
View profile of Chris DrabbleJulian Barker
View profile of Julian BarkerSharon Kirkham
View profile of Sharon KirkhamAlice Overton
View profile of Alice OvertonSaghar Roya
View profile of Saghar Roya
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