FinTech Guide 2026 : Netherlands
Ranked Individuals
Provided by De Roos
About
With a deep understanding of the financial sector and innovation and technology at its core, De Roos’s Financial Regulatory team is recognized as a key player in the Fintech and digital assets space. They advise FinTechs on complex regulatory matters, from market access and structuring to capital markets and ongoing compliance.
The team covers banking, payments, e-money, crypto, fund structuring, asset management (AIFMD/MiFID), AML/CFT, lending, securities offerings, and consumer credit. They manage complex financial regulations with speed and efficiency, offering clear, practical advice. Their approach includes GAP analyses of regulatory compliance, risk mitigation through robust policies, and strategic guidance for growth and expansion, helping clients capitalize on opportunities while managing risks.
The team maintains strong relationships with key Dutch regulators, such as the Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM) and are prepared to defend clients' interests in enforcement proceedings. Additionally, they leverage an extensive network of industry players, providing support beyond legal advice.
Work Highlights
De Roos provided Adyen with strategic advice on a range of regulatory matters including product development and international expansion.
De Roos provided Bitvavo with strategic advice on a range of matter including strategic M&A.
De Roos provided Fourthline with strategic advice on a range of regulatory matters.
Provided by Chambers
The financial innovation team at De Roos is known for its work on financial regulatory matters. The firm has a strong offering of regulatory and compliance advice for payment service providers, notably on MiCAR, PSD2 and anti-money laundering.
Provided by Chambers
The De Roos team understands what the regulators expect of a company like ours. That is most important.
The De Roos team is technically excellent, pragmatic and very user-friendly.
Provided by Chambers
Eva Kempenaar is co-head of the Financial Innovation team at De Roos. She is often seen advising payment service providers on financial regulation like MiCAR and PSD2.
Eva Kempenaar is super practical and commercial in her outlook and is very client-focused.
Eva Kempenaar is a brilliant lawyer, a lovely person and a joy to work with.
Willem Röell is co-head of the financial innovation team at De Roos. He is well-versed in a variety of FinTech related matters, including acquisitions. Clients praise Röell for his understanding of FinTech businesses and their needs.
Willem is technically excellent, user-friendly and very commercial and pragmatic.
Willem Röell is very knowledgeable and always eager to help.
FinTech Legal
FinTech Legal
Provided by De Roos
Willem Roell
View profile of Willem RoellEva Kempenaar
View profile of Eva Kempenaar
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