FinTech Legal
FinTech Guide 2025 : Netherlands
Band 4
Contact number
+ 31 20 303 8880About
Provided by De Roos
About
With a deep understanding of the financial sector and innovation and technology at its core, De Roos’s Financial Regulatory team is recognized as a key player in the Fintech and digital assets space. They advise FinTechs on complex regulatory matters, from market access and structuring to capital markets and ongoing compliance.
The team covers banking, payments, e-money, crypto, fund structuring, asset management (AIFMD/MiFID), AML/CFT, lending, securities offerings, and consumer credit. They manage complex financial regulations with speed and efficiency, offering clear, practical advice. Their approach includes GAP analyses of regulatory compliance, risk mitigation through robust policies, and strategic guidance for growth and expansion, helping clients capitalize on opportunities while managing risks.
The team maintains strong relationships with key Dutch regulators, such as the Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM) and are prepared to defend clients' interests in enforcement proceedings. Additionally, they leverage an extensive network of industry players, providing support beyond legal advice.
Work Highlights
De Roos provided Adyen with strategic advice on a range of regulatory matters including product development and international expansion.
De Roos provided Bitvavo with strategic advice on a range of matter including strategic M&A.
De Roos provided Fourthline with strategic advice on a range of regulatory matters.
Chambers Review
The Financial Innovation team at De Roos is known for its work on financial regulatory matters. The firm has a strong offering of regulatory and compliance advice for payment service providers, notably on MiCAR, PSD2 and anti-money laundering.
Work Highlights
- De Roos' financial innovation team advised Bitvavo on regulatory aspects of its acquisition of Litebit.
Strengths
Provided by Chambers
"The De Roos team is accessible, committed and creative."
"De Roos excels in thoroughly analysing our situation and delving deeper to understand the underlying needs behind our initial inquiries."
"The De Roos team has a very strong knowledge of the FinTech sector and a real understanding of the dynamics within a FinTech company."
"The De Roos team is accessible, committed and creative."
"De Roos excels in thoroughly analysing our situation and delving deeper to understand the underlying needs behind our initial inquiries."
"The De Roos team has a very strong knowledge of the FinTech sector and a real understanding of the dynamics within a FinTech company."
Notable Practitioners
Eva Kempenaar is co-head of the Financial Innovation team at De Roos. She is often seen advising payment service providers on financial regulation like MiCAR and PSD2.
"Eva Kempenaar has in-depth knowledge and experience."
"Eva Kempenaar presents regulatory concerns and challenges in a very pragmatic and palatable manner for clients."
"Eva Kempenaar is a great professional. She is very pleasant to work with and she knows the industry well."
Willem Röell is co-head of the Financial Innovation team at De Roos. He is well-versed in a variety of FinTech related matters, including acquisitions. Clients praise Röell for his understanding of FinTech businesses and their needs.
"Willem is a very strong lawyer and great communicator. He really understands the dynamics in which a FinTech company needs to operate."
"Willem Röell is very knowledgeable and understands the industry very well. The level of service he provides is expectational."
"Willem Röell is really approachable and practical."
"Willem is business-minded. He helps clients achieve their goals and tries to find solutions instead of problems."