Department profile
CMS

FinTech Legal

FinTech Guide 2026 : UK-wide


CMS

Rankings

Chambers Review

Provided by Chambers

FinTech Legal - UK-wide

Band 2

Band 2


What the Team is Known For

CMS handles matters relating to cloud computing and other online platforms and applications, and also advises clients on the use of crypto-assets. The firm also has established expertise in crowdfunding and assists with corporate transactional mandates.

Work Highlights

Provided by Chambers

  • CMS advised B2B buy now, pay later provider Hokodo in securing GBP100 million senior debt facilities from Viola Credit.

Strengths

Provided by Chambers

  • CMS has a very strong technical background in digital assets space. It is a very well-rounded practice. It also has technology expertise along with strong regulatory payments knowledge.

    FinTech Legal respondentFinTech
  • CMS has a huge depth of experience. It is a very strong crypto and digital assets team. They are really ahead of the game in resourcing early with a robust team.

    FinTech Legal respondentFinTech
  • They are very commercial and look through the legal weeds to the nub of the issue from a practical perspective.

    FinTech Legal respondentFinTech
  • CMS is always present and the quality of its team is really good. They feel like an extension of our team.

    FinTech Legal respondentFinTech

Notable Practitioners

Provided by Chambers

  • Band 3Charles Kerrigan
    Band 3Charles Kerrigan

    Charles Kerrigan

    Charles Kerrigan is a partner in CMS's finance practice and is a member of its crypto and digital assets team. He regularly advises on financing and venture capital deals involving FinTech businesses.

    • Charles Kerrigan is a fantastic guy. He is well-connected and knowledgeable. He is really helpful to the industry. He really gives his time and energy to people in the industry.

      FinTech Legal respondentFinTech
    • He is very commercial and knowledgeable on digital asset classes. He does a great job educating on this and is a leader in the field.

      FinTech Legal respondentFinTech
    • Charles Kerrigan is wise. He has been around in the market for a long time so you get the benefit of his experience and connections.

      FinTech Legal respondentFinTech
    • We have had a great experience with Charles. He is very strong on capital markets stuff, and also very forward thinking on blockchain.

      FinTech Legal respondentFinTech
    • Charles' approach is very, very collaborative. He gets excited about ideas and explores them with you. The ideation process with him is really interesting.

      FinTech Legal respondentFinTech
  • Band 2Emma Burnett
    Band 2Emma Burnett

    Emma Burnett

    Emma Burnett is a data protection expert at CMS. Burnett advises FinTech clients on digital identity matters and GDPR compliance.

    • Emma Burnett is very comprehensive. She is a good pair of hands.

      FinTech Legal respondentFinTech
    • Emma Burnett is straightforward and to the point. She gets things in the right place at right time.

      FinTech Legal respondentFinTech
  • Band 3Mike Ringer
    Band 3Mike Ringer

    Mike Ringer

    Mike Ringer is co-lead of CMS's crypto and digital assets group. He works with several leading cryptoasset exchanges and crypto payments providers, specialising in digital assets regulations.

    • Mike’s hands-on background inside a top crypto exchange is distinctive and invaluable. He understands operational realities and maps them cleanly to regulatory obligations.

      FinTech Legal respondentFinTech
    • Mike Ringer has good regulatory knowledge, especially of MiCA. He also understands how we are thinking of these things. He has that key in-house experience which really helps the advice he gives.

      FinTech Legal respondentFinTech
    • His commerciality stands out. He is practical in his knowledge of regulations and how it applies to business and risk appetite. He can translate well between what is written and what it really means.

      FinTech Legal respondentFinTech
  • Up and ComingFiona Henderson
    Up and ComingFiona Henderson

    Fiona Henderson

    Fiona Henderson heads CMS's embedded finance team. She advises start up and scale ups with corporate mandates, and often works with banking and FinTech clients on private securitisation projects.

    • Fiona Henderson is very detailed and able to run a lot of complex transactions. She is able to work on high level of complex transactions at speed.

      FinTech Legal respondentFinTech
    • Fiona leads the charge; she has real drive and desire to help. She is very pragmatic and balances risks and opportunities. She is able to unpack sticking points in a case to move deals forward.

      FinTech Legal respondentFinTech
    • Fiona is very calm in complex multi-jurisdictional financings. She is very resilient and good at driving the deal through and is very flexible.

      FinTech Legal respondentFinTech

Ranked Individuals at CMS (6)

UK-wide

  • Profile image of Charles Kerrigan

    Charles Kerrigan

    FinTech Legal: Blockchain & Cryptocurrencies

    View profile
  • Profile image of Mike Ringer

    Mike Ringer

    FinTech Legal: Blockchain & Cryptocurrencies

    View profile
  • Profile image of Charles Kerrigan

    Charles Kerrigan

    FinTech Legal: Corporate, Securities & Financing

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  • Profile image of Fiona Henderson

    Fiona Henderson

    FinTech Legal: Corporate, Securities & Financing

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  • Profile image of Emma Burnett

    Emma Burnett

    FinTech Legal: Data Protection & Cyber Security

    View profile

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