FinTech Guide 2026 : Kenya
Ranked Individual
Provided by Cavendrys (WAM Advocates LLP)
Cavendrys WAM Advocates LLP advise clients on commercial transactions, infrastructure projects, licensing, compliance, governance and emerging technologies. Their strength lies in integrating commercial execution with regulatory clarity, backed by deep familiarity with the East African digital economy. Many of their matters involve global technology companies, investors and regulated digital businesses entering or scaling in East Africa.
They assist a wide range of clients in different sectors with their compliance obligations across multiple countries. Additionally, they utilise their international affiliates to provide tailored services to clients operating in various jurisdictions. Some of the transactions they have handled include:
• Advising the largest short-term stay platform provider on various legal and regulatory matters
• Supports one of the world’s largest taxi-hailing platform providers on various legal and regulatory matters
• Advised, a UK-based professional association, on the implications of registering its intellectual property rights across various jurisdictions within the African region.
• Negotiated and structured fintech vendor contracts for a major pan-African bank, enabling seamless integration of digital banking solutions.
• Advised a digital lending platform on market entry and licensing as a Digital Credit Provider, handling regulatory approvals, operational structuring, and full compliance documentation.
Provided by Chambers
Cavendrys is a boutique technology firm that advises incumbent financial institutions as well as disruptive FinTechs on a variety of matters including market entry and licensing requirements, ongoing regulatory and compliance issues, and transactions.
Provided by Chambers
Cavendrys acted as lead legal advisers to Latvia-based FinTech Moneza on its entry into the Kenyan market and licensing as a digital credit provider.
Provided by Chambers
Cavendrys is committed to getting deals done and getting them over the line. They genuinely care about what you are trying to do and get it done.
Provided by Chambers
Janet Othero is the managing partner of Cavendrys. A well-respected TMT partner, she has expertise in financial regulatory matters, cybersecurity and data privacy governance.
Janet is reachable and a go-getter.
Head of FinTech Legal
Provided by Cavendrys (WAM Advocates LLP)
Catherine Kariuki Mulika
Head of Department
Chambers is the leading data and intelligence partner for the legal sector.
