Department profile
Bird & Bird

FinTech Legal: Payments & Lending

FinTech Guide 2026 : UK-wide


Bird & Bird

Rankings

Chambers Review

Provided by Chambers

FinTech Legal: Payments & Lending - UK-wide

Band 2

Band 2


What the Team is Known For

Bird & Bird is well known for its leading technology and intellectual property practices, and is also able to advise on financial regulatory matters. The firm's FinTech work includes a broad range of payments and crowdfunding mandates.

Work Highlights

Provided by Chambers

  • Bird & Bird advises payments infrastructure provider NOAH on various matters including B2B customer agreements around crypto asset related services, AML and sanctions compliance, and technology integration contracts.

Strengths

Provided by Chambers

  • Bird & Bird has very good technical understanding and deep industry knowledge. They are very commercial in thinking through issues.

    FinTech Legal: Payments & Lending respondentFinTech
  • Bird & Bird is our go-to firm for projects touching technology, IP and outsourcing. Their client focus and subject matter expertise is very strong. They have an excellent grasp on complex matters.

    FinTech Legal: Payments & Lending respondentFinTech
  • They have a lot of knowledge in specialist areas like AI contracts. They are helpful and happy to talk about insights on the market.

    FinTech Legal: Payments & Lending respondentFinTech
  • Bird & Bird's speed of turn around, practical knowledge, and strong IP background distinguishes them.

    FinTech Legal: Payments & Lending respondentFinTech
  • Bird & Bird made great efforts to understand the business, the regulatory framework within which we operate, and risks. That meant that the advice provided was practical and commercial.

    FinTech Legal: Payments & Lending respondentFinTech

Notable Practitioners

Provided by Chambers

  • Band 1Gavin Punia
    Band 1Gavin Punia

    Gavin Punia

    Gavin Punia advises clients on financial services regulatory matters. He regularly assists organisations involved in payment processing and e-money operations.

    • Gavin is a true expert in UK payments regulation and always delivers quality work.

      FinTech Legal: Payments & Lending respondentFinTech
    • Gavin has excellent technical skills, is very business aware and always adopts a collaborative approach. He has strong expertise in the payments regulatory and tech sectors.

      FinTech Legal: Payments & Lending respondentFinTech
    • Gavin Punia has a strong grasp of financial services regulations and how they apply to businesses in the blockchain and crypto space. He has a good understanding of both technology and industry.

      FinTech Legal: Payments & Lending respondentFinTech
    • Gavin is super knowledgeable, and always open to having conversations on more strategic issues.

      FinTech Legal: Payments & Lending respondentFinTech
    • Gavin is excellent. You can tell he's knowledgeable because he can usually give you an answer to questions on the spot.

      FinTech Legal: Payments & Lending respondentFinTech
  • Band 3Jonathan Emmanuel
    Band 3Jonathan Emmanuel

    Jonathan Emmanuel

    Jonathan Emmanuel is co-head of Bird & Bird's financial services group. He advises on the use of new technologies, including blockchain, and his clients include customers and suppliers.

    • He is super knowledgeable and experienced in all things tech contracting.

      FinTech Legal: Payments & Lending respondentFinTech
    • Jonathan Emmanuel provides very practical and commercially focused advice. He is able to distill complex issues and hold the businesses' hand when accepting risk positions.

      FinTech Legal: Payments & Lending respondentFinTech
    • Jonathan Emmanuel provides an excellent service, is very knowledgeable and collaborative. He has strong contract drafting and negotiation skills and is a true specialist in the payments arena.

      FinTech Legal: Payments & Lending respondentFinTech
    • Jonathan Emmanuel leads up the FinTech team and is brilliant. He has deep industry knowledge and commercial acumen.

      FinTech Legal: Payments & Lending respondentFinTech
  • Band 2Trystan Tether
    Band 2Trystan Tether

    Trystan Tether

    Trystan Tether is an experienced member of Bird & Bird's international finance and financial regulation group. He advises on payments and digital banking matters.

    • He is very good technically on regulatory issues.

      FinTech Legal: Payments & Lending respondentFinTech
    • Trystan Tether is very knowledgeable, very technical and makes a good team player.

      FinTech Legal: Payments & Lending respondentFinTech
  • Band 3Sue McLean
    Band 3Sue McLean

    Sue McLean

    Sue McLean is a partner in Baker McKenzie's technology practice and co-chairs its FinTech group in London. She advises customers and suppliers on outsourcing, digital transformation, technology procurement and e-commerce matters.

    • Sue McLean does a lot of FinTech work for technology businesses. She is smart and sensible, and is well-liked by clients.

      FinTech Legal: Payments & Lending respondentFinTech
    • Sue is very commercially-minded, pragmatic and also very thorough. Her advice is always spot-on. She is very responsive, clear and communicative.

      FinTech Legal: Payments & Lending respondentFinTech

Ranked Individuals at Bird & Bird (6)

UK-wide

Bird & Bird has rankings in the following guides

What success is built on

Chambers is the leading data and intelligence partner for the legal sector.

Explore thought leadership