About
Provided by Balch & Bingham LLP
Balch & Bingham's Banking & Financial Services practice advises banks, credit unions, finance companies, and broker-dealers on regulatory, transactional, and commercial matters. Attorneys drafted Alabama banking laws and regulations and have served as outside counsel to both the Alabama Banking Department and the Alabama Bankers Association, giving the practice a level of regulatory familiarity that is difficult to replicate.
Those relationships with federal and state regulators and examiners carry practical weight for clients working through approvals, examinations, and compliance obligations. The practice also regularly advises out-of-state financial institutions entering new markets on local regulatory requirements.
On the transactional side, attorneys handle bank mergers and acquisitions from start to finish, advising boards on fiduciary duties, managing regulatory filings, and guiding post-closing integration. Lending work spans asset-based and syndicated facilities, commercial and industrial loans, and government and institutional lending. The team includes attorneys with in-house experience, which shapes how they approach problems across both transactional and compliance matters.
