Dudkowiak & Putyra is pleased to announce that Piotr Putyra our Managing Partner and Barrister has been featured in the 22nd Edition of FinanceX Magazine, a May issue dedicated to RegTech and the growing role of technology in financial regulation and compliance.
The latest edition of FinanceX Magazine focuses on the transformation of compliance in the financial services sector, including AI-driven KYC/AML, supervisory technology, digital identity, DORA, NIS2 and automation in compliance operations.
In his contribution, “AI in KYC/AML: Balancing Efficiency and Regulatory Responsibility,” Piotr Putyra discusses how artificial intelligence is reshaping KYC and AML processes for banks, fintech companies and other regulated entities.
The article addresses the opportunities offered by AI, including faster customer onboarding, improved sanctions screening, enhanced transaction monitoring and more efficient risk assessment. At the same time, it highlights the need for financial institutions to maintain transparency, accountability and regulatory control when adopting AI-based compliance tools.
A key point raised in the article is that automation may support compliance processes, but it cannot replace institutional responsibility. Where AI systems influence customer risk assessment, enhanced due diligence or suspicious activity reporting, financial institutions must understand how these tools operate, how their outputs are reviewed and how decisions can be documented and audited.
The publication also places AI-driven KYC and AML in the wider context of RegTech, where compliance is increasingly becoming a strategic capability rather than a purely operational function. As financial institutions continue to implement advanced technologies, responsible governance, human oversight and legal risk management remain essential.
Dudkowiak & Putyra continues to advise financial institutions, fintech companies and regulated businesses on AML compliance, financial regulation, technology implementation, outsourcing, data protection and regulatory risk management.
The full article is available in FinanceX Magazine here