Hogan Lovells

Julie Patient

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Practice Areas

As counsel in Hogan Lovells' Commercial and Retail Banking team, with particular knowledge of consumer credit, retail banking, and payments regulation, Julie Patient works with a number of major banks, consumer finance, and payment service providers. She advises on the implications of legal and regulatory requirements for all aspects of our clients' businesses, such as product design, implementation of new legislation, and commercial deals like co-branding and outsourcing arrangements and transfers of loan portfolios. Julie has a particular interest in consumer finance, including consumer asset finance and mortgages, and works closely with Hogan Lovells' Disputes and Wholesale Funding teams.


University of Cambridge, Trinity Hall