Department profile
WH Partners

FinTech Legal

FinTech Guide 2026 : Malta

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WH Partners

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About

Provided by WH Partners

Type of Work Handled

  • Licensing of fintech and financial services entities
  • DLT (Distributed Ledger Technology) asset classification
  • Crypto-asset issuance and MiCA transition support
  • Legal integration of fintech solutions
  • Regulatory compliance (AML, data protection)
  • Tax, VAT, and corporate structuring
  • Company secretarial and registered office services
  • Accounting and operational legal support
  • Employment and immigration matters
  • Corporate / M&A transactions
  • Litigation and dispute resolution
  • Trademark registration
  • Ongoing legal advisory and support

Recent Work Highlights

Key Achievements:

  • Guided multiple crypto brokers and custodians to obtain VFA licences
  • Assisted in securing an EMI licence for Malta’s first embedded finance institution
  • Obtained exemptions from VFA licensing from the regulator

Ongoing / Recent Projects:

  • Supporting ~15 fintech operators with:
    • VFA service provider licences
    • EMI licences
    • MiCA CASP licences
  • Preparing clients for transition to MiCA regulatory framework
  • Advising on DLT asset classification under VFA, MiCA, and MiFID
  • Providing continuous regulatory and compliance support

Specialisations

  • Fintech regulatory law
  • Crypto-assets and blockchain (DLT)
  • Licensing and regulatory approvals
  • MiCA framework advisory
  • AML and compliance
  • Corporate structuring and tax
  • Financial services law
  • Cross-border fintech operations
  • Legal support for digital economy businesses

Clients (8)

  • blockchain space start-ups
  • ICO issuers
  • Cryptocurrency exchanges and intermediaries
  • Financial institutions
  • Investors or traders of cryptocurrencies/ICO funds
  • MIFID II-compliant Multilateral Trading Facilities
  • Clients seeking EMI (Electronic Money Institution) licenses
  • Clients seeking PSP (Payment Service Provider) licenses

Industries (11)

  • Artificial Intelligence
  • Aviation
  • Fintech & Financial Services
  • FMCG
  • Gaming & Gambling
  • Information & Communication Technology
  • Leisure & Hospitality
  • Maritime
  • Private Client
  • Real Estate
  • Sports & Entertainment

Chambers Review

Provided by Chambers

FinTech Legal - Malta

Band 1

What the Team is Known For

WH Partners has a leading technology practice. Its lawyers handle regulatory issues concerning virtual financial assets and often advise clients on blockchain, data protection, cybersecurity and tax matters.

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Strengths

Provided by Chambers

  • The quality of the work WH Partners presents, the legal reports and the content are all very well structured and very informed. They can handle complexity.

    FinTech Legal respondentFinTech

  • WH Partners distinguishes itself in the industry through its deep expertise in regulatory matters, particularly in financial services and electronic money, offering tailored legal solutions.

    FinTech Legal respondentFinTech

Notable Practitioners

Provided by Chambers

  • Joseph Borg
    Joseph Borg

    Joseph Borg

    Joseph Borg has significant expertise in the legal issues surrounding cryptocurrency and blockchain. He has additional capability in IP matters as well as being an expert in gaming law.

    • Joseph Borg is extremely knowledgeable. I see him more as a business ally, not just a legal adviser.

      FinTech Legal respondentFinTech

    • Joseph Borg's sophistication in handling complex legal matters, combined with a keen commercial awareness and vision, distinguishes him from his peers.

      FinTech Legal respondentFinTech
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  • Gaby Zammit
    Gaby Zammit

    Gaby Zammit

    Gaby Zammit is a managing associate at WH Partners. She assists clients with a range of matters including licensing and corporate structuring in the blockchain industry.

    • Gaby Zammit is meticulous and does a fantastic job. She handles timelines well.

      FinTech Legal respondentFinTech
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  • Galyna Podoprikhina
    Galyna Podoprikhina

    Galyna Podoprikhina

    Galyna Podoprikhina is an associate at WH Partners. She specialises in FinTech, gaming and gambling work, and intellectual property. She regularly assists FinTech clients with obtaining Maltese virtual financial assets licences.

    • Galyna Podoprikhina is very approachable, she's always willing to talk things through with you. She is very helpful. I enjoyed working with her.

      FinTech Legal respondentFinTech

    • Galyna Podoprikhina is fantastic, very knowledgeable and technical.

      FinTech Legal respondentFinTech
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Ranked Individuals at WH Partners (3)

Malta

Members

Provided by WH Partners

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