About

Provided by Bello, Gallardo, Bonequi y García, S.C.

Bello, Gallardo, Bonequi y García, S.C. ("bgbg") is widely recognized as a leading law firm in Mexico’s FinTech legal market, distinguished by its deep expertise in regulatory, compliance, and financing matters. The firm is a trusted advisor to both international and domestic FinTech clients, including e-wallet providers, payment platforms, and money transfer institutions.

The FinTech practice is co-led by Miguel Gallardo Guerra and Javier Pérez Moreno. Miguel is a seasoned legal expert who regularly advises major financial institutions and FinTech companies on navigating Mexico’s evolving and often complex regulatory landscape. Javier, a highly respected authority in financial regulation and compliance, brings extensive experience in guiding FinTech entities through the development of innovative business models, management of cryptocurrency operations, and the structuring of robust regulatory frameworks.

Demonstrating its commitment to innovation and risk management, bgbg maintains a specialized risk analysis division composed of actuarial experts who work in close collaboration with the legal team. This integrated approach allows the firm to provide comprehensive risk mitigation strategies, as well as the design and implementation of anti-money laundering (AML) manuals and compliance programs that meet the highest regulatory standards.

Chambers Review

Provided by Chambers

FinTech Legal - Mexico

2
Band 2

What the Team is Known For

Bello, Gallardo, Bonequi y García, S.C. has noteworthy capabilities in assisting e-wallet, payments and money transfer companies with obtaining authorisations from the National Banking and Securities Commission to operate as regulated FinTechs in Mexico. The firm also advises on regulatory and corporate matters, as well as financings.

Notable practitioners

Miguel Gallardo Guerra is a key contact.

Work Highlights

  • Bello, Gallardo, Bonequi y García, S.C. advised Mercado Pago on payment aggregator solutions.

Strengths

Provided by Chambers

Members

Provided by Bello, Gallardo, Bonequi y García, S.C.

Javier Perez-Moreno

Head of Department

Juan Carlos Tejado

Miguel Gallardo- Guerra

Head of Department

Clients

Provided by Bello, Gallardo, Bonequi y García, S.C.

ALA Bool

Agro Mich

Bybit

Citibanamex

Cobee

Coda Payments

CoinMetro

Coinbase

Conekta

Cori Capital

Elektra

Fairplay

Fintech Association Mexico

Get Cometa

Ictineo

Insurex

Interlinked

Juntos Financiera

KLU

Mercado Libre

Mexicrowd

Mountx

Nelo

Nubank

Oplay

Oro Verde - San Tadeo

Pagsmile

Regtech

Satoshi Portal

Soluciones Moviles

Super Digital

Tan-Tan

Uber

WealthTech

Industries

Provided by Bello, Gallardo, Bonequi y García, S.C.

Banking and Neobanks

Crypto

Financial

Fintech

Insurtech

Lending

Payments

Tech providers