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This content is provided by Michael S Hart.

Practice Areas

Michael’s practice encompasses a wide range of commercial transactions with an emphasis on debt financing transactions in both the domestic and cross-border markets and on mortgage-backed securitizations. He regularly advises leading U.S. and domestic credit corporations and financial institutions with respect to structured financings, commercial lending, mortgage-backed securitizations and asset-based lending.


Michael articled at Fasken Martineau LLP in 1994 and joined Fasken’s as an associate in 1995. Michael moved to Osler, Hoskin & Harcourt LLP in 1996 to join the Commercial Transactions group (later the Banking and Financial Services Group) as an associate and became a partner in 2002.

Professional Memberships

Canadian Bar Association, American Bar Association, Law Society of Ontario


Getting Back to Basics, Reinventing Patent Law for Economic Efficiency; Canadian Intellectual Property Journal


University of Toronto, B.A. (economics), LL.B.