Joy Sperling, chair of Day Pitney's Consumer Finance and Creditors' Rights group, primarily represents consumer lending institutions - such as mortgage servicers, as well as lenders and investors - in the defense of claims by borrowers in individual and class-action claims throughout the nation. She has substantial experience in litigating creditors' rights and real estate matters, including:
•Litigation of cases involving federal and state lending regulations
•Disputes involving the Fair Debt Collection Practices Act and common law causes of action relating to the origination and enforcement of residential and commercial mortgage loans
•Representing banking institutions in commercial collection and foreclosure matters
•Defense and prosecution of mortgage fraud claims
Joy speaks and writes frequently on consumer finance and related issues and has been quoted and published often in major legal and business publications, including the National Law Journal, Law360 and Bloomberg's Banking and Financial Report.
Joy’s practice also includes probate litigation. She counsels clients on will construction lawsuits and litigation involving executors and beneficiaries.